Job Title VP - Portfolio Manager - AgriBusiness Job Description As a Portfolio Manager, you will have the opportunity to work directly with customers to assist them with their lending needs. Your role of providing ongoing service to the customer will be essential to an overall positive customer experience. Our Shared Future: “The Portfolio Manager will play a vital role in our team's strategic goal to accomplish core loan growth, responsive client servicing, and solid credit administration." Neal Wimberley, SVP-BDM You and Your Job As a Portfolio Manager, you will be successful working within a deal team and with the customer to assist in the completion of all requests in a manner that exceeds the customers' expectations. The Portfolio Manager role is responsible for supporting the customer relationship team to develop and maintain existing client relationships. Expectations are that Portfolio Managers will manage a significant portfolio of large and sophisticated relationships. In addition to looking for new business opportunities within the portfolio, this person also looks for cross sell opportunities with insurance and markets products. Job Responsibilities Manage and monitor a portfolio of existing client relationships including general relationship management activities (Team meetings, loan servicing, construction line management). Complete independently and/or assist Relationship Managers in client interviews, financial analysis and preparing reviews through to submission. Support the Relationship Manager(s) in responding to requirements of new and existing clients. Perform annual credit reviews to credit policy requirements. Perform all other duties as assigned by supervisor. Must be familiar with and comply with laws, regulations and internal policies and procedures that are applicable to required job duties. Your Promise to Us: To be considered for the Portfolio Manager role, you must have: Minimum 4 years of experience in lending or related services. Ability to read, analyze, and interpret risk in appraisals, financial statements, and other customer data. Must have the ability to analyze simple financial statements and supporting information with ability to solve practical problems related to the agricultural industry. Ability to communicate, market, and sell Rabo AgriFinance products. Must be able to conduct business and make sales presentations over the phone or in person. Experience in loan documentation including the perfection of liens and mortgages on real estate, inventory, and machinery. Ability to set goals, manage priorities and achieve objectives with minimal direction from others. Travel required up to 15% of the time for in-person client visits. Our Commitment to you – cultivating your way beyond pay: Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers. We view your well-being as much more than a pay check. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components: Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs. Financial Well-Being provides for your Retirement Savings Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions. Emotional Well-Being ensures your Work Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.) Our Organization: As a financial services provider for leading U.S. farmers and ranchers, Rabo AgriFinance adds value through industry expertise, client-focused solutions, and long-term business relationships. Rabo AgriFinance offers a comprehensive portfolio of services to prepare producers to take advantage of market opportunities and mitigate risk. Our suite of services includes loans, lines of credit, insurance, input financing, equipment leasing and risk management products. Rabo AgriFinance is a subsidiary of Rabobank, one of the world’s largest and most secure banks, and the premier lender in the food and global agriculture industry. See, https://www.raboag.com/. Salary Expectations: Target Hiring Range: $69,000.00 - $92,500.00 This position is subject to the terms of [RAF/Rabobank/RDS]’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility. Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above. At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team? This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified. #LI-Hybrid Rabobank is a bank that is run for clients. Established in the Netherlands, we have grown to become an international financial services provider, active in the area of banking, capital management, leasing, insurance and real estate. We are a cooperative bank with agricultural roots. We know the agricultural sector like no other. Moreover, it is our ambition to be the global leading food and agri bank.