Position Overview

The Sr. Manager of Risk Management is responsible for overseeing the Company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests, as well as creating credit scoring models and setting payment terms. This position reports to the Head of Corporate Finance or another management personnel that the President of the Company may designate. This position will be based out of our Irvine office, with an in-office schedule that is set at the direct manager’s discretion in accordance with the company policies and procedures. Remote options could be considered for exceptional cases. 

Responsibilities

• Conduct research and assessment of clients’ creditworthiness.
• Develop credit scoring models to forecast risks accurately.
• Review and make decisions on credit requests, considering credibility and potential revenues and losses, in partnership with the Sales Team.
• Supervise and maintain the quality of customer data in the system-generated aging report while updating the Customer Master Record as needed.
• Manage accounts placed for third-party action and recommend bad debt write-offs when necessary.
• Liaise with credit insurance companies to assess customer risk and devise optimal solutions to mitigate credit risk.
• Organize and oversee customer meetings to evaluate their business as needed.
• Maintain records of credit applications and follow up with clients to manage overdue accounts receivables.
• Partner with relevant teams such as Legal for bankruptcy, UCC, and/or other financial issues.
• Develop, review, and update the Company’s credit policies.
• Perform other duties as assigned by the Head of Corporate Finance.

• Bachelor’s degree in accounting or a related field.
• Minimum of 7 years of risk management experience (B2C and B2B).
• Solid understanding of lending procedures.
• Previous experience in a multinational company is preferred.
• Excellent verbal and written communication skills, with the ability to articulate complex information clearly.
• Strong, self-motivated team player.
• Proficient in Microsoft Office suite, including Excel, Word, and Outlook. 

Hanwha Q CELLS America Inc. (“HQCA”) is headquartered in Irvine, CA, and handles sales for the North American region. It is a subsidiary of Hanwha Q CELLS Co., Ltd., one of the world´s largest and most recognized photovoltaic manufacturers for its high-performance, high-quality solar cells and modules. It is headquartered in Seoul, South Korea (Global Executive HQ), Thalheim, Germany (Technology & Innovation HQ), and San Francisco, USA (Energy Storage/Inverter & Software HQ). Through its growing global business network spanning Europe, North America, Asia, South America, Africa, and the Middle East, the company provides excellent services and long-term partnerships to its customers in the utility, commercial, government, and residential markets. Hanwha Q CELLS is a flagship company of Hanwha Group, a FORTUNE Global 500 firm, and a Top 8 business enterprise in South Korea. HQCA recently acquired Geli, a leading developer of Energy Management System software for energy storage, solar, and other renewable resources.

Benefits*

· Medical, Dental, Vision

· Paid Time Off

· Tuition Reimbursement

· 401K

· Paid Holidays

* All benefits dependent on role and eligibility

Physical, Mental, & Physical Demands

To comply with the Rehabilitation Act of 1973 the essential physical, mental and environmental requirements for this job are listed below. These are requirements normally expected to perform regular job duties. Incumbent must be able to successfully perform all of the functions of the job with or without reasonable accommodation. 

Mobility

Standing: 20% of time

Sitting: 70% of time

Walking: 10% of time

Strength

Pulling: up to 10 Pounds

Pushing: up to 10 Pounds

Carrying: up to 10 Pounds

Lifting: up to 10 Pounds

Agility(F = Frequently, O = Occasionally, N = Never)

Turning: F

Twisting: F

Bending: O

Crouching: O

Balancing: N

Climbing: N

Crawling: N

Kneeling: N

Dexterity(F = Frequently, O = Occasionally, N = Never)

Typing: F

Handling: F

Reaching: F

All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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