The Credit & Collections Analyst is responsible for the processing and analysis of existing and incoming credit and new account applications made by customers and business entities who desire to do business with Premier AG. Manage collections efforts for a defined portfolio of accounts. Has set credit limit authority and will perform periodic credit and risk analysis on existing accounts. Setup new customer accounts and perform account maintenance. Provide updates to management when a customer’s creditworthiness changes. This work is done under the guidelines established by the Vice President of Credit and may report to or assist other Credit Managers. Additionally, this position may apply payments, do account research, and provide other general office support.

Responsibilities

• Process incoming New Account and Credit applications for credit worthiness
• Research credit worthiness by using various industry vendors and practices
• Follow up with new and existing customers in reference to their credit application
• Make decisions about credit worthiness
• Notify customers of credit decision
• Open, Maintenance, and Close accounts in the ERP
• Accounts Receivable research
• Take, Process, and Apply payments
• Contact customer regarding past due accounts
• Work with collection agencies, attorneys, etc… in referring collection accounts
• Ensure department records are properly filed and maintained
• Assist with setup and maintenance of accounts in the customer portal

Skills, Knowledge and Abilities

• Knowledge of Microsoft office software
• Ability to accurately analyze credit reports and financial data
• Ability to create letters, documents and send e-mail through use of appropriate software.
• Ability to communicate in writing and verbally effectively with a wide variety of individuals
• Ability to operate office equipment
• Ability to follow established processes
• Ability to handle multiple tasks
• Customer Service skills
• Professional in appearance and attitude
• Ability to organize and prioritize work
• Ability to work independently or as part of a team
• Knowledge of proper collection practices and regulations

Education Requirement

• Associates Degree in Business, Finance, Accounting, or related field or a combination of High School Diploma or Equivalent and 2 years experience in Accounts Receivable, Credit, and/or Collections work.
• Preference given to individuals with CBA, CBF, or CCE certifications.

Physical Requirements

• Able to sit, bend, and reach over head as part of daily office activities
• Able to speak and hear effectively on phone
• Able to read documents with fine print.
• Able to use a keyboard

This job description is not inclusive of all duties and responsibilities of this role. Duties and responsibilities may be added and deleted based on business needs and may be changed by Premier AG when business dictates.