Come Work for a Bank That’s Different

At Mountain Pacific Bank, we believe banking matters to our customers. We understand it’s our employees that drive the experience of each customer and provide a crucial link between the products we offer and our customers’ success. Our diverse culture promotes and rewards performance and innovative thinking at every level. We offer a variety of opportunities within a rapidly evolving industry, while affording a balanced work and personal life.

Summary

The Assistant SBA Loan Documentation Specialist will assist with a variety of processing and closing functions, including review of submitted documentation for completeness and accuracy, and ensuring all due diligence of each loan has been met in accordance with the SBA Authorization and in compliance with the Bank’s internal loan approval and policies. This position coordinates with Business Development Officers, SBA Underwriters, Credit Administration, and customers to ensure all documentation is in place prior to underwriting or submission to the SBA. The Assistant SBA Loan Documentation Specialist is also responsible for remaining current on SBA Standard Operating Procedures, compliance with all Bank policies and procedures, and applicable state and federal banking regulations.

Essential Job Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

• Assist the SBA team members by performing second review of prepared loan packages prior to documents being sent to credit analysists or lenders.
• Assist in reviewing for completeness and accepting the requested SBA internal checklist items as they are received from brokers/lenders/clients.
• Complete SBA forms including 1920 when needed.
• Assist in loan write-up preparation.
• Assist the SBA Loan Closer in reviewing equity injection and loan disbursement documentation to ensure with loan program requirements.
• Assist in obtaining corporate documents for legal entity review.
• Complete UCC searches, title searches, and credit reports.
• Assist in submitting the necessary IRS verification form.
• Assist the SBA Loan Closer for getting hazard and/or flood insurance, and other required insurance.
• Ensure that loan documentation is properly imaged into the system of record.
• Assist with and manage transition of loan file from closing to servicing.
• Assist and perform the post-closing audit of SBA and USDA loan files and manage the tracking and clearing of all outstanding loan documents, post-closing and/or loan exception items identified.
• Perform other related duties as assigned.

Knowledge, Skills, and Abilities Required

• Working knowledge of SBA and Commercial loan documents.
• Knowledge of SBA title, escrow, and loan closing processes, workflows, and functions.
• Basic understanding of regulatory requirements and ability to understand and comply with regulatory requirements.
• Excellent written and verbal communication skills.
• Interpersonal skills to interact positively and effectively with all levels of employees, management, and third parties.
• Proficient computer skills, including accurate data entry and ability to balance production with data integrity.
• Ability to work independently with self-direction and minimal oversight, and as part of a team in a deadline-oriented environment.
• Strong organizational and time management skills to handle multiple projects and meet deadlines.

Required Education and Experience

• Bachelor’s degree in a related field preferred.
• 0-1 years of experience in SBA/Commercial Loan Documentation

Physical Demands

While performing the duties of this job, the employee is constantly required to remain in a stationary position and operate a computer and other office productivity machinery, such as a multi-line telephone, copy machine, scanner, fax, and computer printer. The employee needs to frequently communicate with internal and external contacts and move about inside the office to access file cabinets, office machinery, etc. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Environment

• Climate controlled business office environment.
• Ability to work in artificial light for extended periods of time.
• Noise level is usually moderate.
• Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions and frequent interruptions during the day.
• This is a full-time, in-person position: Monday through Friday; 40 hours per week.
• Work requires regular attendance, punctuality, and adherence to agreed-upon schedule with willingness to work a flexible and/or rotating schedule and/or extended hours, as needed.

Travel Required

• Minimal (0%-5%) local, non-overnight travel.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. This job description does not constitute a written or implied contract of employment or otherwise modify the terminable-at-will employment relationship.

About Mountain Pacific Bank

It is Mountain Pacific Bank’s goal to provide high-quality financial products and services at a fair price to businesses, professionals and individuals of Snohomish, Skagit and King Counties. And to distinguish itself by becoming “the local bank of choice for customers, employees and shareholders by exceeding their expectations,” as stated in the mission.

Started by 17 local business and outstanding community leaders Mountain Pacific Bank is a Community Bank dedicated to serving Snohomish, Skagit and King Counties. An equally important part of their plan is to reinvest in the community with resources, time and talents.

At Mountain Pacific Bank we also know every organization has unique financial needs, we’d like to show you how flexible and innovative our financial solutions can be. Being local gives us the flexibility to make decisions that the larger institutions can’t.

Mountain Pacific Bank is committed to equal employment opportunity. We will not discriminate against employees or applicants for employment on any legally recognized basis [“protected class”] including, but not limited to: veteran status, uniform service member status, race, color, age, religion, sex, national origin, physical or mental disability or any other protected class under federal, state or local law.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Job Type: Full-time

Pay: $45,000.00 - $70,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Referral program
• Tuition reimbursement
• Vision insurance

Compensation package:

• Bonus opportunities
• Holiday pay

Experience level:

• 1 year
• Under 1 year

Schedule:

• Weekdays

Ability to commute/relocate:

• Everett, WA 98201: Reliably commute or planning to relocate before starting work (Required)

Education:

• Bachelor's (Preferred)

Experience:

• Commercial loan documentation: 1 year (Preferred)

Work Location: In person