Description

Are you looking for a career where you can build positive and collaborative relationships while achieving professional and personal goals? If you are an effective communicator, able to motivate others, have a friendly and genuine interest in other’s needs, and enjoy a fast-paced environment, then our Mortgage Loan Officer position may be a good fit for you.

We are currently seeking qualified applicants to work as a Mortgage Loan Officer for American Bank of Commerce, DBA ABC Bank Home Loans, NMLS # 460789 in our Texas markets.

A successful Mortgage Loan Officer is focused on working with people, building and maintaining relationships, and working closely and accurately within established guidelines. A persuasive “teaching style” of communication is beneficial to communicate the company’s policies, programs, and systems. The position is a faster-than-average pace focused on relationships and the correct and accurate handling of details dealing with other’s needs.

A Mortgage Loan Officer (MLO) is responsible for origination of long-term mortgage loans. Additionally, the MLO will be responsible for identifying, developing, and maintaining a network of business relationships that serve as a reoccurring source of referrals for new mortgage lending opportunities.

Primary Job Functions:

• Traveling to meet prospects and customers, clients, referral sources, realtors, builders and business prospects at their respective homes, places of employment, or other social settings away from any Company office,

• Conducting calls and face-to-face meetings with prospects and customers daily,

• Building and maintaining relationships with new and repeat customers,

• Maintaining records of all sales leads and customer accounts,

• Educating customers on the residential mortgage loan process, the differences between different types of loans, and how particular loans may or may not benefit them,

• Receiving customer applications, quoting rates and fees, and completing follow-up activities and registration lock-ins,

• Selling the Company’s products and services to new and repeat customers,

• Originating the actual mortgages,

• Overseeing the loan transaction from initiation, through processing, approval, closing and recording, while ensuring the customer understands and is satisfied with the process, and that the activities undertaken comply with Company Policies; and

• Handling customer questions and complaints.

• Ensures the integrity of the information submitted in the loan application process and completes all steps within the required time frame.

About Us:

OUR MISSION: Financial Professionals | Finding Solutions | Making a Difference

OUR VISION: The ABC Family of Companies vows to be partners in helping our customers make the most of their finances. Our shared vision is to provide the highest quality products and services designed to fit the unique needs of each customer.

OUR GOAL: To place customer satisfaction and loyalty as our number one priority, to maximize returns to stakeholders, and to create a nurturing environment where employees can maximize their potential.

Benefits:

We offer a competitive salary and excellent benefit packages. Benefits vary based on employment status and position but can include:

• · Medical, Dental, Vision, Telemedicine
• · Paid Time off, Paid Volunteer Time, and Paid Holidays
• · Flexible Spending Account, Dependent Care FSA
• · Basic Life and AD&D Insurance, Voluntary Life and AD&D
• · Long-Term Disability
• · 401k Retirement Plan
• · Recruiting Referral Bonus
• · Employee Stock Ownership Plan
• · Gym Membership Reimbursement Program

Think this is something you are interested in; we invite you to apply? Come join the American Bank of Commerce team to find out why our employees love community banking and the ability to serve our customers in our local communities!

Requirements

Specialized Knowledge, Skills & Abilities:

• Ability to communicate professionally, clearly and concisely in verbal and written form with customers, supervisors, peers or subordinates.
• Self-motivated and flexible with the ability to work in a fast-paced environment
• Ability to use sound judgment and work independently
• Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
• Organizing, Planning and prioritizing work
• Ability to work remotely.

Minimum Education, Training & Work Experience:

• High School Education or GED required; Bachelor’s degree preferred.
• 1-3 years residential mortgage experience
• Candidates being considered for this position will be subject to additional background checks (including thumb printing) as required by SAFE Act and other state and federal regulations.

EEO/AA/Background Disclaimer

If you are unable to submit your application electronically, you may contact the Human Resources Department at 806-775-5000 so that we may assist you. Our Company assures that all applicants for employment and all its employees are given equal consideration based solely on job related factors, such as qualifications, performance, and availability. Such equal consideration applies to all personnel actions, including, but not limited to, recruitment, selection, appointment, job assignment, training, promotion, merit increases, demotion, termination, pay rates and fringe benefits.

The company commits to a rigorous and planned effort to encourage men and women of every race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other non-job-related characteristic to find happy, vital, and productive job fulfillment at all levels of our company.

Qualified applicants will be required to have a drug screen in addition to background, credit, and reference checks.