North Shore Mortgage is seeking an inspiring, strategic-minded Vice President of Mortgage Lending, who will lead the mortgage lending efforts of our organization and report directly to the Senior Vice President of the Mortgage division. The ideal candidate for this senior management role will work the majority of the time from an onsite location and possess a high level of emotional intelligence and communication skills enabling them to lead, motivate, and successfully influence others. As a senior management team member, a significant level of trust, diplomacy, collaboration, and professionalism are required while embracing and executing our vision, mission, and core values. This position also needs to stay abreast of new developments in lending technologies and delivery channels, while ensuring the bank stays competitive and in compliance. North Shore Bank is an Equal Opportunity Employer.
Key Responsibilities:
Ensures that the mortgage lending division's activities reflect the bank's mission, vision and values.
Maintains responsibility for all activities of the mortgage loan origination process including the planning, direction, growth, and management of the mortgage divisions lending activities.
Implements growth strategies relative to mortgage sales efforts. This includes the leadership of the mortgage origination teams across Duluth and its surrounding areas with a vision to broaden our reach through expansion which may include actively recruiting and onboarding new mortgage loan originators and/or opening new satellite offices.
Ensures the bank is operating within all federal, state, and local laws and regulations regarding its mortgage lending and servicing practices, procedures, and policies while maintaining strong asset quality.
Engages in developing community relationships and network professionals (realtors, builders and other referral partners) to increase the number of real estate applications originating monthly.
Continuously identifies opportunities to enhance the mortgage borrowing experience, and works with bank marketing with respect to development of mortgage marketing strategies, support for the mortgage sales team and customer experience.
Develops secondary marketing strategies and is responsible for relationships with the GSEs and private mortgage investors.
Engages with the Director of IT and the Director of Marketing and Communications to ensure mortgage technology and marketing strategies align with the growth efforts.
Ensures responsive and cooperative lines of communication between and among all of the staff within the mortgage lending division in other areas of the bank.
Medical, Vision and Dental, Life, Disability, Flexible Spending, HSA, EAP, Wellness Program
401(k) with Employer Match and Profit Sharing
Vacation Time & Paid Holidays
Fun and friendly family-owned work environment
Education & Experience
Knowledge & Experience:
A bachelor's degree in Business Administration, Finance or closely related field preferred.
10 years of progressively responsible experience in mortgage leadership and origination is required.
Proven experience in building and leading a high performing mortgage sales team that is driven by mission and values.
Extensive knowledge of FHA, VA, FNMA, and FHLMC guidelines as well as HMDA, Fair Lending, ECOA, TIL, and RESPA consumer laws required.
*Salary is commensurate with experience.
About
North Shore Bank is a community bank in Northern Minnesota that employs approximately 140 team members with an asset size of $420 million. We provide consumer and business banking, Investment & Trust services, Retirement Planning and Insurance. North Shore Mortgage a division of North Shore Bank, serving Minnesota and Wisconsin, rounds out our clients overall banking experience with a top of line lending experience. North Shore Mortgage has originated over $3.2 billion in residential mortgage loans and is the largest mortgage loan originator in Northern Minnesota.
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