Job Description

As a Licensed Insurance Agent, you will be responsible for selling and servicing insurance policies to new and existing clients. This role involves assessing client needs, recommending suitable insurance products, and providing exceptional customer service. The Licensed Insurance Agent will play a crucial role in expanding the agency’s client base and maintaining long-term relationships with clients.

Benefits

Responsibilities

Sales and Business Development:

Generate leads through networking, referrals, and various marketing strategies.

Meet with prospective clients to understand their insurance needs.

Present and explain insurance products, highlighting benefits and coverage options.

Customize insurance programs to suit individual client needs.

Achieve or exceed sales targets and quotas.

Client Relationship Management:

Build and maintain strong, long-term relationships with clients.

Provide ongoing support and service to clients, addressing their inquiries and concerns promptly.

Conduct regular reviews of clients' insurance policies to ensure they remain appropriate and cost-effective.

Product Knowledge and Education:

Stay informed about various insurance products, including life, health, property, casualty, and business insurance.

Keep up-to-date with changes in insurance regulations and industry trends.

Educate clients on the insurance policies they purchase and how these meet their needs.

Administrative Duties:

Prepare and submit insurance applications and policy renewals.

Maintain accurate records of client interactions and transactions.

Follow up with underwriters and provide necessary information for policy approval.

Compliance and Ethics:

Ensure all sales activities comply with state and federal regulations and company policies.

Conduct business with the highest level of ethical standards and integrity.

Team Collaboration:

Work collaboratively with other team members and departments to ensure seamless client service.

Participate in team meetings and training sessions to enhance knowledge and skills.

Requirements

Education: High school diploma or equivalent; a bachelor’s degree in Business, Finance, Marketing, or a related field is preferred.

Experience: Previous experience in insurance sales, customer service, or a related field is advantageous.

Licensing: Must hold relevant state insurance licenses (Property & Casualty, Life & Health).

Skills: Excellent communication, negotiation, and interpersonal skills. Strong analytical and problem-solving abilities. Proficiency in using CRM software and Microsoft Office Suite.

Attributes: Self-motivated, goal-oriented, and able to work independently. Ability to build trust and rapport with clients. High level of integrity and professionalism.