JOB SUMMARY: Responsible for supporting loss forecast, and monitoring and reporting of the portfolio and borrowing programs. Accountable for providing analytical support related to the Company's capital needs, investors, and funding partners. Drive the organization forward by preparing various internal and external financial reports and presentations and participating in meetings and strategy associated with our capital markets partners and investors.

ESSENTIAL JOB FUNCTIONS:

• Manage credit performance for our credit facilities through loss forecast, profitability analysis and provide timely information to management team.
• Develop and socialize materials for ABS investors, credit facilities, rating agencies, and banks partners.
• Create and maintain reports and dashboards to forecast concentration limits and trigger levels within our credit facilities.
• Support the periodic due diligence and audit requirements for all credit facilities and external financing partners including working with banks, audit firms, and internal LendingPoint resources.
• Manage loss forecasting for the overall portfolio
• Utilize MySQL, Domo, Tableau, or other data management or database systems to drive data-centric strategic solutions to management inquiries.
• Business owner for key internal management reports and external due diligence presentations.
• Collect and research data; design workflows and procedures; identify data relationships and dependencies.
• Provide strategic support regarding capital markets initiatives impacting the firm's liquidity.
• Collaborate with internal engineering and product teams to implement automation solutions into production.

MINIMUM QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum knowledge, skill, and/or ability required.

• Bachelor’s degree in a quantitative or related field (e.g., Mathematics, Data Science, Statistics, Economics, Finance, etc.) from an accredited college or university, preferred.
  • MBA degree is a plus.
• 8 years of credit risk management experience, financial services or FinTech industry experience preferred.
• 8 years of experience leveraging large, complex datasets for driving business decisions.
• Comprehensive knowledge of consumer credit risk trends and first part and third-party fraud risks.
• Advanced in SQL, Python / R, Tableau, Excel, and PowerPoint.

COMPETENCIES:

• Customer Service: Exceptional attitude and a passion for providing outstanding service to internal customers.
• Attention to Detail: Diligently attends to details and pursues quality in accomplishing tasks.
• Communications: Exhibits good listening and comprehension. Expresses ideas and thoughts in verbal and written form. Strong presentation skills.
• Analytical Skills: Proven capacity to extract and manipulate large datasets in an efficient manner.
• Teamwork: Exceptional skills in collaborative teamwork, attention to detail, and strong interpersonal skills.
• Organizational Skills: Capable of creating, maintaining, and analyzing various datasets, multitasking, and overseeing and delivering various simultaneous projects with differing requirements.
• Problem Solving: Strong decision making and problem-solving skills and a can-do approach to issues.

PHYSICAL DEMANDS
While performing the duties of this job, the employee is regularly required to stand, walk, reach and sit for a minimum of 8 hours with or without reasonable accommodation. The employee is required to use hands to finger, handle, or feel objects and/or tools. The employee is required to talk or hear with or without reasonable accommodation and must sometimes lift and move up to 10 pounds.

WORK ENVIRONMENT
While performing the logistics duties of this job, the employee is frequently exposed to moderate noises such as computers, printers, and other light traffic noise in an office setting.

This role is in-office. Remote work may be performed from a pre-approved location, as arranged, and scheduled by team management and approved by department leadership.

OTHER DUTIES
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change or be supplemented at any time with or without notice.

Education

• Bachelors or better in Mathematics or related field