About Us

Kitsap Credit Union is a not-for-profit, member-owned financial cooperative with more than 300 employees and 16 branches throughout Western Washington. We have a passion for making a positive difference. As a $2 billion-asset credit union, we are deeply committed to our members’ financial wellbeing and the prosperity and quality of life in the communities we serve. We are proud to be led by individuals with the experience and skills to drive our organization towards our goals for strategic growth and operational excellence. Our KCU Cares Foundation program focuses on providing resources and support for those struggling with homelessness or hunger and improving the financial well-being of the people in our communities. And beyond monetary efforts, we have provided thousands of hours in staff volunteerism and in-kind support.

At Kitsap Credit Union, our success is built on trust-based relationships and personalized service. We understand our employees are key to our success. They provide the personalized service to our members and contribute to the communities where we live. We are committed to providing a supportive, mission-driven, and inclusive culture where employees can grow their careers. To learn more, visit kitsapcu.org. 

Quick Facts

Reports to: SVP/Chief Lending Officer

Employment Type: Full-time, salaried, exempt, hybrid

Salary Range: $166,105.75 - $249,158.62 depending on experience

Bonus Target: 15% potential incentive of base pay

Working Hours: Monday - Friday 8AM - 5PM

Grade: 17BC

Industry: Banking

What you will do

• Lead the real estate lending team to originate, process, underwrite and fund high-quality mortgage and home equity loans
• Develop and oversee the implementation of strategies to expand the existing portfolio with loan assets that are structured and priced to meet credit union objectives
• Recruit, hire and oversee the training of loan origination staff
• Establish, monitor and report on operating activity and key metrics to ensure processes are efficient, reliable and compliant with internal and external quality standards, investor guidelines, and operate within established risk parameters
• Monitor and evaluate emerging trends in the market; be proactive in changing or adding to the product and service mix in accordance with the Credit Union’s strategic, financial and member goals and needs
• Lead a continuous improvement effort to improve overall operations, e.g. decrease turnaround times, streamline work processes, and work collaboratively to ensure quality seamless member service
• Collaborate with marketing, sales and branch leadership to ensure members inquiries for real estate loans are handled efficiently, creating an positive member experience
• Develop and maintain industry relations through membership in industry organizations and active involvement in community events
• Research, recommend and monitor vendors and business partners

Basic Qualifications

• BA in business, finance, accounting, or related field
• Minimum of 6 years of real estate lending experience, to include experience with mortgage loan pricing, originations, processing and servicing
• Minimum of seven years of leadership experience with demonstrated ability to effectively lead a team of mortgage loan originators.
• Demonstrated proficiency with mortgage lending software
• In-depth knowledge of mortgage underwriting and GSE automated approval systems
• Demonstrated knowledge with lending regulations
• Must be eligible for registration with NMLS

Our Values

Integrity: We believe in acting with honesty, trust, and respect which are at the forefront of our daily engagement.

Responsibility: We believe that responsibility is holding ourselves accountable for our decisions, actions, and their outcomes.

Collaboration: We believe in the power of a diverse group of people working together to achieve a united outcome.

Authenticity: We believe activities in actions that demonstrate our commitment to be transparent, dependable, and genuine in every day.

What We Offer

Not only are we one of the largest credit unions in Washington State, and growing, but we are also a company that cares about its employees. We back that up for our employees by offering competitive pay and a benefits package that helps support you and your family’s lifestyle. We value our employees, and we strive to keep our benefits comprehensive and affordable. Some of our benefits include:

Careers | Kitsap Credit Union (kitsapcu.org)

• Free onsite parking
• Annual time off and sick time accrued
• 11 Paid holidays
• 1 Personal day
• Medical, Dental, Vision, Short- and Long-term Disability, Life and AD&D Insurance
• Employee Assistance Program
• Choose from a PPO medical plan or a High Deductible with a Health Savings Account
• 3% KCU funded Safe Harbor Contribution to your 401K
• KCU will match up to 2% of your 401K contributions
• All 401K contributions are 100% vested
• Potential annual incentive in all roles within Kitsap Credit Union
• Tuition reimbursement
• 8 hours of paid volunteer time off
• Discounts on KCU's products and services
• Paid Care.com membership

We believe in the power of belonging – it’s in our DNA as a not-for-profit, member-owned cooperative. Our un-bank-like structure ensures that we remain all about people: our members, our employees, and the people in the communities where we live and work. We work hard to provide a collaborative and inclusive environment where you can grow and excel in your career.

We are dedicated to serving our members by providing personalized experiences, convenient access, and highly competitive products and services. But it goes much deeper than that. For more than 86 years, we have been relentless about making a positive difference in our communities. We understand that when our members and communities succeed, we all succeed, and that success can’t happen without great employees. If this is the kind of organization, you’re looking for.

****** Employment is contingent upon satisfactory credit, background, and reference checks. Kitsap Credit Union is an Equal Opportunity Employer. All qualified applicants for employment will receive consideration without regard to sex, marital status, race, color, religion, national origin, age, veteran status, disability, genetic information, or any other protected status. ****** 

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