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Mortgage Loan Originator
Mortgage Loan Officer
Spanish Speaking
KBHS exclusively serves the customers of one of the nation’s Top Five Residential Builders - KB Home. If your career satisfaction is based on providing world-class service to your borrowers - including more time to build solid relationships - you’ve come to the right place.
Pay range for this role is $60,000-$150,000 , based on
As a KBHS Mortgage Loan Originator (“MLO”), you will assume full responsibility to guide new KB Home purchasers through the loan process from pre-qualification, application, loan approval, and loan closing. You will pre-qualified prospective KB Home buyers introduced by a KB credit portal, review financing options, and assist credit-challenged purchasers, as needed. You will serve as the primary point of contact for homebuyers throughout the home buying process for assigned communities. Establishing and maintaining a partnership with the KB Home sales team is vital to the success of the MLO in this role. Strong interpersonal and communication skills, coupled with product knowledge and a sense of urgency are all requisites for the role. The ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences is essential. A minimum of 2 years MLO experience a must, builder background preferred, and strong purchase product knowledge around conventional, FHA, and VA financing options required.
Essential Duties and Responsibilities
· Spend adequate time in builder communities earning the business by reaching out to 100% of the customers.
· Provide weekend support in builder communities and grand opening functions.
· Make presentations on loan products in Sales Meetings and with Sales staff in builder communities.
· Meet with the Branch Manager on a weekly basis to review the goal metrics plan vs. results.
· Responsible for marketing KBHS products and services to potential business sources for the purpose of loan origination.
· Represent KBHS in a professional manner at industry-related functions.
Initial Loan Application:
· Daily focus and discipline around reaching out to 100% of KB prospects and securing a complete loan application within 5 days of KB Home contract.
· Manage loan-level dispositions reflecting the progress on the pipeline.
· Review all documentation provided by the borrower, check for accuracy, and address any discrepancies.
· Conversation Log must clearly note the status of any required documentation not included in the file.
· Achieve GOLD cert loan status within 30 days of KB Home contract on 90% of pipeline.
Other Duties:
· Daily Pipeline Management (pre-qualification to funding).
· Regular status of the progress on the loan through collaboration with the Fulfillment Center.
· Quality Control - be familiar with and comply with all KBHS policies and procedures.
· Weekly customer contact on the pipeline.
Skills, Experience, or Education:
· Must be fluent in speaking, writing, and reading in Spanish.
· NMLS Number required with at least two years' experience as a Mortgage Loan Originator.
· Minimum requirements are Conventional, FHA, and VA Closing/funding experience - TRID experience is a must.
· Must be detail-oriented, organized, and work efficiently under pressure.
· Ability to multi-task, as well as work efficiently and effectively within required deadlines.
· Reviewing files for completeness and adherence of fees and compliance with TRID regulation.
· Excellent verbal, written, and interpersonal communication skills.
· Demonstrate an OUTSTANDING level of customer service skills.
· Ability to learn quickly and apply that knowledge, along with the ability to work in a team environment.
· Work independently and be "self-motivated".
Preferred Skills and Experience:
· Demonstrate high volume productivity.
· Bond experience.
KBHS Home Loans, LLC is powered by Guaranteed Rate.
Job Type: Full-time
Pay: $60,000.00 - $150,000.00 per year
Benefits:
Compensation package:
Schedule:
Work setting:
Application Question(s):
Work Location: Hybrid remote in Corona, CA 92881
Full Time
Lending & Credit
$60k-82k (estimate)
04/26/2024
08/22/2024
kbhshomeloans.com
LEWISVILLE, TX
200 - 500
2017
HERSHEL MALETT
<$5M
Lending & Credit