Join the team providing customized financing and payment solutions to the top tier of commercial real estate owners, developers, investors, operating companies, investment funds and trusts! 

As a Real Estate Banking Credit Origination Banking Associate within Real Estate Banking, you will be responsible for overseeing and driving the new loan origination process for commercial real estate clients. You must have a strong working knowledge of the commercial real estate industry, banking rules and regulations, and have had prior experience of transacting and administering construction loans and real estate term loans. You must be an experienced, independent, and qualified credit professionals with the ability to manage a number of dynamic credit situations, as well as act as a leader to efficiently utilize team resources and provide accurate, timely results.

Real Estate Banking (REB) delivers commercial real estate and banking products to top-tier clients active in major markets across the U.S. Primary property types include multifamily, retail, office and industrial properties. REB clients are top-tier national and regional real estate developers, investors, Real Estate Operating Companies (REOCs) and opportunity and investment funds. The business also often assembles and manages large multi-bank syndications to finance institutional quality real estate investments for clients at both the asset and entity level.REB has broad national capabilities and expertise in real estate credit, including:

• Commercial and multifamily construction
• Acquisitions
• Structured revolving facilities
• Term mortgage lending
• Subscription facilities

Job Responsibilities: 

• Restructuring complex loans and coordinating the credit approval process in conjunction with Underwriters, Client Executives, and Credit Executives
• Preparing and negotiating term sheets, negotiating loan documentation
• Coordinating the real estate closing process, including reviewing the due diligence
• Presenting to senior management proposed loan transactions; confidently exercise authority while clearly articulating the reasoning behind recommended credit decisions
• Contributing to the development and execution of client strategies in collaboration with Client Executives
• Reviewing Underwriting, Investment Committee Memorandums, Credit Approval Packages, and Risk Rating recommendations
• Overseeing compliance with established underwriting standards and guidelines, credit approval requirements, and other policies and procedures associated with new loan originations
• Assisting with training and development of junior staff members and in some cases managing staff where applicable

Required Qualifications, Capabilities, and Skills: 

• 5 years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience
• Experience in Commercial Real Estate Credit 
• Excellent communication skills, including the ability to clearly express and support opinions in a confident and diplomatic manner, listen thoughtfully to the input and critiques of managers and team members, and effectively articulate positions to senior management
• Superior interpersonal skills to interact with clients, counsel, products partners, and senior management
• Significant accounting and finance knowledge, as well as strong knowledge of real estate fundamentals and concepts.
• Strong analytical and business writing skills
• Completion of a major corporate banking credit training program
• Proficient with Microsoft Word, Microsoft Excel, and Microsoft Power Point
• BA/BBA required 

Preferred Qualifications, Capabilities, and Skills:

• Knowledge of JPMC or similar bank policies and procedures preferred
• MBA preferred