Embark on a rewarding and challenging career with our dynamic Special Credits team. Join us and contribute to our mission while advancing your career.

As a Special Credits Analyst I in Portfolio Management Collections, you will be engaged in management of a portfolio of post charge off commercial loans/lines aggregate balances up to $500,000.00 for the purpose of recovering principal balance, interest and fees. In addition, you may be required to secure and liquidate collateral and initiate or continue litigation activity.

Job responsibilities

• Negotiate satisfactory repayment schedules, negotiates settlements and liquidates remaining collateral
• Own the litigation action and directly work with outside counsel during the process
• Identify trends and improve processes for both the customer and the business
• Participate in depositions, mediations and attend trials as needed
• Foster an open working environment
• Execute against judgments by identifying assets and engaging counsel to secure those assets for repayment
• Manage SBA accounts which can include repayment of the guarantee and executing against SBA required operating procedure
• Demonstrates critical thinking skills to identify the best plan of resolution

Required qualifications, capabilities and skills

• Working knowledge of loans and lines of credit
• 3 years’ experience in a collection environment

Preferred qualifications, capabilities, and skills

• Bachelor's degree or equivalent work experience
• Commercial loan collections/loss mitigation experience 
• Working knowledge of state specific statutes regarding collections, litigation and bankruptcy 
• Strong understanding of commercial loan documentation, security agreements, guaranties, and SBA