ABOUT THE POSITION Columbia Sportswear Finance & Accounting teams oversee the financial health and forward strategy for a portfolio of four global brands. These teams exercise expertise across Compliance, Credit, Financial Planning and Reporting, Tax, Treasury, Procurement and Strategy. Advancing traditional Finance & Accounting functions, the organization is also driving exciting innovation in the application of advanced analytics and automated intelligence. As Sr Credit Analyst you will be responsible for engaging the credit, collections, chargebacks, and cash applications for our North America business. Here you’ll support growth within the region while reducing potential risks to Columbia Sportswear. HOW YOU’LL MAKE A DIFFERENCE Help oversee the credit & collections activities in adherence to our Credit Policies. You’ll assist with timely collections, negotiating, and bankruptcy proceedings. You’ll be responsible for the resolution of disputes and determining appropriate collection action for problem accounts once collection efforts are exhausted Review & process annual credit limit approvals up to $1M. You’ll review new credit applications, determine creditworthiness, and establish lines of credit following the credit limit authority matrix. Meet with customers to establish relationships and review financial statements Monitor customer credit risk on an ongoing basis through working with credit reporting agencies, industry credit groups, and monitors economic news sources. Continuously monitor the aging of accounts for North America customers to ensure adequate actions are being taken Support the chargeback process to ensure prompt processing of claims, collection of denied claims, and resolution of disputed claims Reports to the Credit Manager located at our US headquarters in Portland, Oregon. Establish and maintain close working relationships with Sales, Accounts Operations, Finance & Operations to ensure the maximization of revenue in conjunction with the control of risk Evaluate and determine the adequacy of the Bad Debt Reserve & Chargeback reserves recommending adjustments as required. Regularly forecasts these reserves and explains variances to forecast monthly YOU ARE Analytical and adept at interpreting financial information A strong negotiator, relying on business partnership and influencing skill Computer savvy, maintaining proficiency in MS Office, particularly Excel Highly organized and capable of prioritizing projects Detail centric YOU HAVE Bachelor’s Degree in Business or relevant educational background 4 years’ experience in a credit environment with increasingly higher levels of responsibility - a preference for retail credit experience Thorough knowledge of financial statement analysis and accounting practices, including accrual accounting methods. Ability to analyze accounting and/or credit documents for accuracy and challenge questionable data Proficiency in an ERP system, preferably in SAP #LI-SR1 #Hybrid This job description is not meant to be an all-inclusive list of duties and responsibilities, but constitutes a general definition of the position's scope and function in the company. Columbia Sportswear is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics. The Know Your Rights poster is available here: https://www.eeoc.gov/poster The pay transparency policy is available here: https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp_ English_formattedESQA508c.pdf Columbia Sportswear is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please notify your recruiter. At Columbia Sportswear Company, we’re proud to offer regular full-time employees a benefits package that includes a variety of services and products to help make your life and work more rewarding. Our benefit programs contribute to overall employee well-being by aligning those programs with the fundamental elements of well-being: physical, social/emotional, financial, career and community. Benefits that can protect your family’s financial future and help you save money through our 401k plan plus a generous company match. Columbia offers medical, dental, vision, life Insurance, disability, flexible spending accounts, health savings account, and an assortment of voluntary benefit offerings (accident, critical illness, hospital indemnity, and legal services). In addition, Columbia offers EAP which is free and confidential 24/7/365 counseling services. We have extensive wellness benefits, employee discounts and a generous time off program available. Columbia is different. As a global apparel and footwear company with over 80 years of being ourselves and not apologizing for it, we’ve seen a lot and done a lot. But our motto remains: “It’s perfect. now make it better.” Learn more about how you can help us shape the next 80 years here.