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Job Summary
The Community Development Mortgage Loan Officer is responsible for establishing and maintaining effective community relationships with Realtors, not-for-profits, and governmental agencies which result in lending opportunities related to CRA and Fair Lending. Incumbent is responsible for sourcing and managing community lending and diverse market program initiatives with internal and external partners, which generate mortgage loans that impact the Bank’s CRA and Fair Lending performance. Initiatives include local affordable housing lending assistance programs, homebuyer seminars, and other special programs as approved. Loan Officer is expected to call on government sponsored entities and (private) not-for-profit housing agencies supporting low-to-moderate income housing interests and initiatives in the markets they serve. Goal is to originate and process 1-4 family residential real estate mortgage loans and develop long-lasting full-service banking relationships.
Incumbent counsels borrowers to ensure they acquire a loan product appropriate to their circumstances. Assesses with customer the best options for the customer’s needs and makes appropriate recommendations. Analyzes the prospective borrower’s income and debt, counsels borrower on credit record or other problems, and pre-qualifies the borrower.
Key Responsibilities / Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Job Requirements
Education:
Required:
Preferred:
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Full Time
Banking
$43k-57k (estimate)
05/26/2024
07/24/2024
htb.com
JOHNSON CITY, TN
200 - 500
1926
LYNN SHIPLEY
$50M - $200M
Banking
HomeTrust Bank is a regional, community-focused full -service commercial bank committed to providing value added relationship banking. Introducing HomeTrust for Business Take advantage of local lenders, local market savvy, and personal attention. As your business grows, your financial needs expand as well. Our leadership team of seasoned local bankers offer years of experience in crafting solutions your business needs to grow. We approach each opportunity as a trusted partner to the business owner focused on truly understanding your business. Our bankers provide expert advice along with innova...tive banking solutions tailored to meet your Capital and Treasury Management needs. Learn more at htbforbusiness.com or see our updates for more information. HomeTrust Bank is headquartered in the vibrant, eclectic mountain city of Asheville, NC. We are a community-focused financial institution committed to providing value added relationship banking through our talented, service- focused people for both personal and commercial banking. As of June 30, 2021, the Company had assets of $3.5 billion. The Bank, founded in 1926, is a North Carolina state chartered, community-focused financial institution committed to providing value added relationship banking through 43 locations as well as online/mobile channels. Locations include: North Carolina (including the Asheville metropolitan area, the "Piedmont" region, Charlotte, and Raleigh/Cary), Upstate South Carolina (Greenville), East Tennessee (including Kingsport/Johnson City/Bristol, Knoxville, and Morristown) and Southwest Virginia (including the Roanoke Valley). The Bank is the 2nd largest community bank headquartered in North Carolina. Member FDIC | Equal Housing Lender
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