If working for a company with an empowered group of individuals dedicated to the financial well-being of their customers is appealing to you, look no further than Heartland Bank!

At Heartland Bank, our goal is quality – in our work, in our play and in our people. We value our ability to attract and retain talented professionals, as this is the bottom line for excellent customer service.

Heartland has an immediate opening for a Mortgage Loan Originator at our Kenwood location in the Greater Cincinnati market. In this highly visible role, you will build mortgage pipeline by proactively developing business contacts through outside calling efforts that include but are not limited to realtors, CPA, & lawyers in order to achieve qualified mortgage customers; Take applications; collect and analyze applicant information; manage customers through the entire loan process; attend closings.

A typical day might include the following:

• Meet mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing production, productivity, quality, and customer-service standards; resolving problems; identifying mortgage loan system improvements.
• Attract new mortgage loan applications by developing relationships within the community, specifically with the real estate community, making sales calls to prospective customers.
• Have thorough understanding of underwriting criteria and guidelines of Heartland’s numerous products offered.
• Ensure a continual volume of loan clients, applications, and closing for purchase or refinance.
• Keep an error-free client file and make sure all borrower specific information, financing disclosure statements and closing are well filed and stored according to the standards of the state law.
• Collaborate with bank branch staff in cross-selling bank products and services after identifying financial needs.
• Visit real estate offices; make cold calls and attend industry events. Maintain relationship with secondary market loan originators to ensure competitive program.

JOB REQUIREMENTS:

• Bachelor’s Degree or equivalent relevant work experience.
• Three years’ experience in various types of mortgage lending
• NMLS Required
• Valid Driver’s License

ADDITIONAL QUALIFICATIONS:

• Microsoft Windows, Microsoft Suite including Outlook, Encompass, Internet Explorer, ARTA, CBC, Premier Navigator & Director.

WORK ENVIRONMENT & PHYSICAL DEMANDS:

• Walking (<1/3 of the time)
• Bending (<1/3 of the time)
• Sitting (1/3-2/3 of the time)
• Lifting up to 10 lbs. (1/3-2/3 of the time)
• Standing (1/3-2/3 of the time)
• Hearing (over telephone and in person 1/3-2/3 of the time)
• Speaking (over telephone and in person 1/3 of the time)
• Vision (up close and distance >2/3 of the time)

WHAT’S GREAT ABOUT WORKING AT HEARTLAND?

• Competitive compensation package
• Healthcare on Day 1 that includes: Medical, Dental, Vision and Life Insurance
• 401(k) up to 4% of salary match
• Company-paid holidays

• Generous Paid Time Off
• Parental Leave
• Casual dress policy
• Career development opportunities
• On-site fitness center (Corporate Center)
• Tuition reimbursement and training support
• Free checking and savings accounts
• Free financial planning
• Mortgage Rate Discount Program

Heartland Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or protected Veteran status.