Overview:
The loan originator is responsible for establishing and maintaining relationships with realtors and builders to increase loan growth for the bank. This position cross-sells products to customers and increases name recognition for the bank through community involvement.

Duties:
· Establish, maintain, and grow loan portfolio through calls to realtors and builders

· Call realtors and builders to generate new business

· Attend breakfast and/or lunch meetings with realtors. Schedule and deliver presentations to appropriate audiences.

· Represent the bank at community and civic events

· Assist processors with obtaining documentation from borrowers as needed

· Possess the ability to quote interest rates and explain loan products while making logical decisions that balance the needs of customers with bank objectives

· Handle inquiries from customers and prospects on mortgage loans in person, by phone, over the internet, or by email

· Import online loan applications into Encompass

· Pull credit and import into Encompass

· Collect and process upfront fees

· Perform draw inspections for construction loans

· Share ideas with management on lending products

· Possess a clear understanding of how to communicate and gather information from potential borrowers in a secure way to keep the association compliant with privacy rules and other applicable regulations.

· Provide input to management to improve loan services for the benefit of the customer and the bank

Qualifications:
· Bachelor’s degree in business, finance, real estate, or marketing

· Prior mortgage processing or origination experience

· Excellent mathematical and statistical aptitude

· Good written and verbal communication

· Good organizational skills and attention to detail

· Exceptional interpersonal skills

· Proven organizational, managerial, communication, and public relations skills

· Good multitasking abilities with outstanding time management skills

· Ability to register as a Mortgage Loan Officer with NMLS

· Solid knowledge of real estate lending policies and procedures

· Solid knowledge of real estate lending compliance guidelines including TRID Compliance/licensing regulations

· Strong technology skills to perform the job using Encompass, Excel and Microsoft applications, and online programs for loan origination

· Self-motivated with the ability and flexibility to work independently in a dynamic team setting

Preferred Skills:

· Public speaking and presenting

· Ability to attend meetings with realtors or community groups to promote the bank

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Work setting:

• In-person
• Office

Ability to Relocate:

• Millsboro, DE: Relocate before starting work (Required)

Work Location: In person