2 Mortgage Lender Jobs in Augusta, GA
First Community Bank is Hiring a Mortgage Lender Near Augusta, GA
Position Summary
Responsible for soliciting,negotiating, and assist in coordinating the closing of routine mortgageloans. Examines, evaluates, andrecommends approval of loan package. Also promotes business for Bank by developing new residential mortgagebusiness growth and cross-selling opportunities.
The majority of time workedis spent out of banking offices.
Essential Duties andResponsibilities (Other duties may be assigned.)
- Demonstrate knowledge of Bank mortgage loan products and services.
- Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.
- Demonstrate familiarity with underwriting guidelines with all of the Bank's investors and programs.
- Support the Bank's CRA and Fair Lending initiatives.
- Interview loan applicants and request required information for determining a credit decision.
- Compile loan packages and facilitate negotiation of loan structures with applicants, including fees, loan repayment options, and other credit terms.
- Conduct credit analysis to support granting loan approval within guidelines from approving officer and/or outsourced investor guidelines.
- Identify and analyze potential loan markets to develop mortgage loan prospects.
- Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.
- Assume ownership of customer problems to achieve resolution.
- Serve as primary contact in responding to customer and non-customer inquiries relative to mortgage loan products, rates, procedures, etc.
- Engage in marketing efforts with realtors, builders and others to obtain new business. Efforts include but are not limited to realtor open house luncheons, meeting with customers after hours, and calling and/or meeting potential customers during evening hours and on weekends per realtor request.
Qualifications
- Bachelor's degree, or at least 3 years of related experience, or an equivalent combination of education and experience.
- Effective oral and written communication skills.
- Effective interviewing skills.
- Ability to speak effectively before groups.
- Ability to compute basic to moderately complex math calculations.
- Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
- Proficiency in using personal computers and office products (e.g., Word, Excel).
- Excellent customer service and interpersonal skills.
- Ability to work independently.
- Self-starter who is goal- and results-oriented.
Certificates, Licenses,Registrations
Must be licensed with NMLSprior to hire or before any mortgage loan applications may be taken.
Job Summary
Full Time
Banking
$45k-61k (estimate)
04/18/2023
06/30/2024
firstcommunitybank.com
BECKLEY, WV
500 - 1,000
1874
SABRINA JASON
$50M - $200M
Banking
Related Companies
About First Community Bank
First Community Bankshares, Inc. (Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement, and we thrive on building relationships. First Community Bank operates 44 branch banking locations as far north as Grafton, WV, stretching east to Richmond, VA, and from there, extending west into northwestern North Carolina and east Tennessee. First Community Bank also offers... wealth management and investment services through its wholly owned subsidiary First Community Wealth Management and the bank's Trust Division, which collectively managed and administered $1.04 billion in combined assets as of September 30, 2018. The company's common stock is listed on the NASDAQ Global Select Market under the trading symbol "FCBC". The company reported consolidated assets of $2.27 billion as of September 30, 2018. Our mission is to provide excellent relationship-based customer service, and we are genuinely interested in what's important to you and your success. You are much more than a number, so our employees focusreally focuson finding you the right financial products. Together, we can help you build a better tomorrow.
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The job skills required for Mortgage Lender include Mortgage Loans, Underwriting, Customer Service, Written Communication, Problem Solving, Interviewing, etc. Having related job skills and expertise will give you an advantage when applying to be a Mortgage Lender. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Mortgage Lender. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Mortgage Lender positions, which can be used as a reference in future career path planning. As a Mortgage Lender, it can be promoted into senior positions as a Mortgage Loan Officer III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Mortgage Lender. You can explore the career advancement for a Mortgage Lender below and select your interested title to get hiring information.
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