9 Commercial Deposit Officer Jobs in Charlotte, NC
First Citizens Bank is Hiring a Commercial Deposit Officer Near Charlotte, NC
The successful candidate will be responsible for acquiring and managing high revenue clients, with a focus on net new client deposit acquisition. This role requires a deep understanding of complex financial products and the ability to build and maintain strong relationships with high-value clients. Exposure to a diverse mix of companies from $5 Million to $20 Million in revenue. Reviewing RFPs' and developing and implementing strategies to acquire high revenue clients, focusing on deposit acquisition. Build and maintain strong relationships with clients, understanding their financial needs and offering tailored solutions. This position will be highly focused on the acquisition of net new deposit relationships, Treasury Management products and services. Ability to analyze market trends and identify opportunities for growth The primary customer focus is non-borrowing business clients within the defined geographic market(s).
Responsibilities
- Meet assigned production goals. Actively sell the Bank's business products and services in a professional manner through an established number of pre-arranged, well-planned outside sales calls on a weekly basis with follow-up as needed to gain and optimize the business relationship. Primary focus is on net new, non-borrowing business/commercial relationships. Refer potential loan clients as necessary to business partners. Ability to analyze market trends and identify opportunities for growth.
- Provide information to customers concerning deposit products; collect appropriate data. Answer questions and problem resolution for customers concerning all services provided by the Bank; identify/own the problem, collect data, secure answers and report results to the inquiring party and work with other branch teammates or other bank associates as necessary; and practice the Sundown Rule (i.e., return calls, respond to the customer within the day, etc.) when possible or provide update. Conduct regular relationship reviews to ensure their financial goals are being met and identify future needs.
- Service Standards - Foster collaborative partnerships with internal partners that deliver value for customers, prospects and colleagues. Listen attentively and ask insightful questions to understand customer needs and preferences; and take prompt actions to address immediate needs. Proactively look for ways to optimize performance by seeking training, coaching, supporting Bank initiatives and leveraging banks tools to enhance activities.
- Operations and Administration - Comply with all regulations, bank policies, procedures and delegated authorities to manage risk related to credit, operational, reputational, regulatory and legal aspects of personal interactions, customer transactions and financial exposures. Complete required training by established deadlines. Perform general office management duties as assigned to ensure operational efficiency. Associates in roles defined to take deposits are accountable for transaction accuracy and operational efficiency of that function. The results may include an accountability for individual contribution as well as team performance. Ensure compliance with all regulatory requirements in all client interactions. Provide regular reports to senior management on client acquisition and revenue growth and maintain an accurate pipeline.
- Bachelor's Degree and 4 years of experience in Financial Services or business development OR High School Diploma or GED and 8 years of experience in Financial Services or business development
- License or Certification Type: Must possess a valid driver's license. Position requires frequent driving to other offices, bank customers, etc. Bank car not provided. (required) Required
- Skill(s): Strong Business Development, Financial Literacy, Networking & Established Centers of Influence, Knowledge of Retail Banking products and services, Knowledge of business deposit and treasury management solutions
Job Summary
Full Time
$95k-126k (estimate)
06/08/2024
06/24/2024
firstcitizens.com
MILWAUKEE, WI
3,000 - 7,500
1898
RALPH GARCIA
$1B - $3B
Banking
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About First Citizens Bank
For more than 100 years, Raleigh, N.C. -headquartered First Citizens Bank has helped customers do more with the money they earn, save and invest. Along the way, weve built our company on such timeless values as integrity, hard work and taking the long-term view. In 1898, First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6,500 employees. Our parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), has more ...than $35 billion in assets. First Citizens is now the countrys largest family-controlled bank, with a record of stable leadership few institutions can rival. First Citizens offers: Traditional banking services. Essential business and professional services. Wealth management capabilities. Hundreds of branches and ATMs, a full-service telephone bank and sophisticated online and mobile banking offerings. For over 120 years, customers have trusted First Citizens with their money and their futures. And thats a trust weve always taken seriously. For every First Citizens customer, now and in the future, we make a simple promise: We will always live and work by the values that have distinguished First Citizens since the day we opened our doors. Forever First is our commitment to the people, businesses and communities who rely on us to be the best bank we can be. As we say, Money isnt everything. But so much depends on what you do with your money. First Citizens Bank. Forever First. Visit firstcitizens.com or call toll-free 1.888.FC DIRECT (1.888.323.4732). Equal Housing Lender Member FDIC
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