1 Residential Lending Specialist Job in Mandeville, LA
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Fidelity Bank LA is Hiring a Residential Lending Specialist Near Mandeville, LA
This position is located in Mandeville, LA, 70471.
The Residential Lending Specialist is an inside sales position responsible for generating sales of home mortgage products through leads and applications obtained through, but not limited to, the retail branch network, internal phone, online referrals and other internal direct-to-customer campaigns.
The position can be located on either the Northshore or the Southshore.
Required:
- GED or High School diploma
- 4 years of experience in home mortgage product sales
- Proven experience as a Residential Loan Officer lending a variety of mortgage loan types to include Portfolio, FHA, VA, Conventional, Rural Development and Bond
- Ability to obtain Safe Act certification to perform as a Licensed Residential Mortgage Loan Officer (NMLS)
- Working knowledge of investor procedures and guidelines
- Experience with mortgage loan documents including applications and closing documents
- Ability to organize, prioritize and handle a high volume of loans in the pipeline all in various stages of the loan life cycle
- Sales-oriented
- Excellent verbal and written communication skills
- Good problem solving and negotiating skills
- Strong organizational and time management skills
- Strong analytical skills and detail oriented
- Ability to professionally interact directly with internal partners and external clients
- Proficient in Microsoft Office including Outlook, Teams, Word, and Excel
Preferred:
- Bachelor’s degree in a business-related field including finance
- Encompass experience
Specific Job Functions:
- Responsible for generating sales of home mortgage products through leads and applications obtained through, but not limited to, the retail branch network, internal phone, online referrals and other internal direct to customer campaigns
- Meet with borrowers, collect financial data and documents, and present the borrower with the best loan product and terms tailored to meet their needs
- Adhere to a needs-based selling technique
- Oversee the entire purchase process from the initial loan application through closing, including attending the closing
- Adhere to all established applicable quality and service guidelines
- Meet pre-determined production and customer satisfaction targets
- Nurture relationships with borrowers and referral partners to build long-term relationships
- Work with loan operations partners as the loan progresses through the loan life cycle
- Analyze and understand pay stubs and tax returns and calculate debt, business income and rental income to understand and explain to a loan applicant why their loan was approved/not approved
- Follow credit guidelines to understand findings from credit reports
- Assist with clearing investor conditions to get loan purchased
- Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability
- Performs other duties as appointed by management
Fidelity Bank is an Equal Opportunity and Affirmative Action Employer/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
Job Summary
Full Time
Lending & Credit
$54k-64k (estimate)
05/12/2024
05/29/2024
bankwithfidelity.com
METAIRIE, LA
200 - 500
1908
BOYD BOUDREAUX
$50M - $200M
Lending & Credit
Related Companies
About Fidelity Bank LA
Fidelity Bank has been lending a helping hand for 110 years. At Fidelity, our mission is HERE FOR GOOD. We seek to continually improve and enhance our rich heritage of over 100 years. Here for Good means helping families and businesses thrive in the communities we serve. We have helped to build the communities we live in and made the dream of homeownership possible for countless clients. Over time, we have expanded our services to become a full-service financial institution offering personal and business checking, savings and loan products. Fidelity Bank is committed to delivering World Class ...Client Service via our 18 branch locations and our online and mobile banking experience. We provide our clients the convenience to do their banking in the manner that best fits their lifestyle. At Fidelity Bank, we value social media as an avenue to communicate with our community. Representatives of Fidelity Bank monitor our social media outlet(s) during regular banking hours and will do our best to reply to comments in a timely manner. Fidelity Bank asks that participants treat each other with respect when interacting. Fidelity Bank reserves the right to remove any posts deemed inappropriate. We strive to provide customers with interesting banking news and relevant articles; however, this does not constitute financial advice. If you have specific questions, we encourage you to make an appointment with one of our personal bankers. If you are a current Fidelity Bank customer, you should never post personal information relating to your account(s) with Fidelity Bank. Posts including information that could potentially jeopardize the security of your account(s) with Fidelity Bank will be removed. If you are a current Fidelity Bank customer and require assistance specific to your personal account(s), please call 1.800.220.2497, log in to your account online or visit us at the branch nearest you to speak to a Fidelity Bank representative in person.
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The job skills required for Residential Lending Specialist include Time Management, Analytical Skills, Problem Solving, Written Communication, etc. Having related job skills and expertise will give you an advantage when applying to be a Residential Lending Specialist. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Residential Lending Specialist. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Residential Lending Specialist positions, which can be used as a reference in future career path planning. As a Residential Lending Specialist, it can be promoted into senior positions as a Construction Loan Manager that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Residential Lending Specialist. You can explore the career advancement for a Residential Lending Specialist below and select your interested title to get hiring information.
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