** Credit Manager Trainee**

**Job Category****:** CMT **Requisition Number****:** CREDI016795 Showing 1 location **Job Details**

**Description**

**About Farmers home Furniture**

Established in 1949, Farmers home Furniture is one of the top 100 furniture retailers in the US. Our company has grown to have over 220 store locations throughout the Southeast. Employee owned and operated (ESOP), our relationship based business holds true to our founder's original principles of fairness, trust, and excellent service to our customers. Each of our locations is committed to providing customers high quality name brand merchandise along with superior customer service.

Farmers home Furniture satisfies customers by following three fundamental principles:

* Offer fair prices for quality merchandise

* Make affordable financing available

* Provide excellent service after the sale

Credit Manager responsibilities include but are not limited to:

* Process Credit applications in store or over the telephone

* Accept payments on accounts

* Type and administer sales contracts

* Conducts daily collection calls to customers with payments due or to customers with past due accounts via telephone and home visits as needed

* Approve or decline and issue lines of credit to customers

* Conduct credit investigations

* Contact customers with delinquent accounts and follow proper collection procedures

**Employee Benefits:**

* Employee Stock Ownership Plan (ESOP)

* 401K Plan with Employer Matching Funds

* Group Medical, Dental and Life Insurance

* Annual Paid Vacation

* Paid Sick Leave

* Additional Voluntary Insurance Programs Available

* Paid Holidays, including the Employee's Birthday

* Employee Purchase Discounts

* Ongoing Training Programs

* ** Benefit offerings for positions other than Full-Time may vary

**Skills**

**Required**

**Clerical** *Some Knowledge* **Credit / Collections** *Intermediate* **Preferred**

**Retail Management** *Novice* **Sales** *Novice* **Dedicated****:** Devoted to a task or purpose with loyalty or integrity **Job Security****:** Inspired to perform well by the knowledge that your job is safe **Education**

**Required**

High School or better.

**Experience**

**Preferred**

**2 years:** Clerical Experience

**2 years:** Payment Collection

**2 years:** Customer Service