Introduction

Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

Overview

East West Bank’s Structured Finance Group provides the extensive resources and products of a large global institution, with the high-level of personal attention of a local bank. The group leverages the assets of non-bank financial institutions, consumer/commercial loan originators, private equity sponsors, and alternative fund managers to maximize their growth and profit potential, and customize solutions for their financial and regulatory challenges. 

This Credit Officer position is based in New York and will report directly to the Deputy Chief Credit Officer (DCCO). It represents a superb opportunity for the right candidate to put their credit skills and expertise to work in a dynamic and highly visible environment supporting two of the most prominent business groups in the Bank. As a Credit Officer you will be responsible for providing direct support to the DCCO for East West Bank’s Commercial & Industrial (C&I) loan portfolio, specifically the Structured Finance and Private Equity portfolios. You will assist the DCCO with: the analysis of new transactions; the renewal and modification of existing transactions; financial data analysis; cash flow modeling and scenario analysis; legal documentation review; and the monitoring and surveillance of the structured finance and private equity portfolios. You’ll also assist the DCCO with credit policy documentation and other ad-hoc research projects as needed, to support the continued expansion of East West Bank’s Structured Finance and Private Equity businesses. 

Responsibilities

• Gather/organize appropriate financial data necessary for the analysis of structured finance and private equity transactions.
• Develop supporting charts/tables/graphs with financial data.
• Use asset performance history data to develop loss expectations for various asset classes.
• Use loss expectations and other deal/structure assumptions to appropriately model transaction cash flows.
• Perform financial analysis to determine the credit quality of originators/servicers.
• Review legal documentation to ensure that transactions are documented accurately.
• Review credit underwriting memos and assist the DCCO with credit approvals and presentations to Credit Committee.
• Assist the DCCO with the ongoing monitoring and surveillance of transactions.
• Perform ad-hoc industry and asset class research as needed.

Qualifications

• Bachelor’s degree in economics, finance, accounting, math, statistics, or any quantitative discipline preferred.
• 7-10 years’ corporate banking, lending experience with a minimum of 5 years in Structured Finance, required
• Strong Excel and PowerPoint skills mandatory, including the ability to work with PivotTables and various financial and statistical functions.
• Excellent written skills are a must.
• Ability to learn quickly, absorb complex information, think logically, and identify pertinent trends, risks and mitigants is critical.
• Must be inquisitive, proactive, detail oriented, and self-starting.
• Must be comfortable working in an unstructured environment.
• Experience in asset-backed finance, structured credit, and/or private equity required.

Compensation