Responsibilities:

• Participate and complete training as directed by manager/supervisor

• Assist with originating and evaluating mortgage loans according to company guidelines and standards.

• At the direction of the senior loan officer, meet with mortgage loan borrowers on the phone and in person, advising and guiding them throughout the entire loan process.

• Assist in reviewing and calculating income on wage-earning and self-employed borrowers.

• Assist with the review and recalculation of assets per documentation.

• Assist borrowers with mortgage technology systems, e-signing and uploading of documents.

• Prepare and organize loan origination documents, and validate required borrower information.

• Pull credit reports and run loans through the automated underwriting system.

• Order third-party services, and submit files to processing.

• Research investor/agency guidelines via AllRegs, ensure loans meet requirements and assist loan officers with structuring loans and selecting qualifying investors.

• Generate initial loan disclosures and send to borrowers for execution. 

• Submit and monitor the status of applications.

• Maintain good relationships with clients by keeping them informed.

• Interact with real estate agents, appraisers and sales agents as needed.

• At the direction of the senior loan officer, coordinate, communicate and guide all borrowers, real estate agents and attorneys through the loan process and loan statuses.

• At the direction of the senior loan officer, contact borrowers to collect additional supporting documentation.

• Assist with the review and approval of initial closing disclosures, and assist in scheduling closings.

Required Qualifications: 

• Active mortgage loan origination license

• Some experience in mortgage banking

• Excellent interpersonal, communication, presentation and sales skills

• Compliance with financial and lending practices

• Strong verbal skills

• Professional and outstanding attitude

• Microsoft Office skills (Word, Excel, PowerPoint, etc.)

• Sales aptitude with a focus on customer service

Preferred Qualifications: 

• Experience with Encompass LOS

• Experience with AllRegs

• Experience with Total Expert or other CRMs

• Experience in a multi-lender environment