5 Commercial Loan Officer Jobs in Nampa, ID
D l evans bank is Hiring a Commercial Loan Officer Near Nampa, ID
Qualifications
- High school diploma or GED required; Bachelor's degree in Business, Finance, or a related field preferred
- Three to five years of commercial lending experience required
- Understanding of financial analysis and determination of credit worthiness required
- Knowledge of Bank lending and collections programs, policies, and procedures required
- Active license number with the Nationwide Mortgage Licensing System and Registry or the ability to obtain such
- Familiarity with property management and maintenance procedures preferred
- Strong interviewing skills
- Excellent written and verbal communication skills
- Proven track record of community/civic/trade organization involvement and business development
- Strong analytical skills
- Able to use financial calculator and related computer applications and business machines
- Ensures that customers' requests and questions are promptly resolved
- Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers
- Completes lending operations in accordance with established Bank policies and legal requirements
- Informs customers of Bank loan policies and services
- Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit
- Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems
- Helps review construction loan advances on commercial properties
- Conducts property inspections as assigned
- Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline
- Helps with the collection of delinquent accounts
- Establishes and maintains effective and professional business relations with customers and trade professionals
- Educates customers regarding bank products and services requested and how they can better serve their individual financial needs
- Meets with applicants whose loans are denied and explains reasons and alternatives
- May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high quality work and efficiency in operations are maintained
- May determine work methods and flow through assigning, directing, coordinating, and reviewing tasks
- Attends assigned training sessions and stays current on new procedures and policies
- Markets commercial loans and cross-sells other bank products and services
- Stays informed regarding changes in lending standards and related legal requirements
- Promotes D.L. Evans Bank at all times and serves as a representative in the community
- Completes required reports and records accurately and promptly
- Maintains the professional reputation of D.L. Evans Bank
- Coordinates functions with related departments and Branches and provides support as needed
- Helps other area personnel as required
- Keeps management informed of area activities and any significant problems or concerns
- Attends and participates in meetings and committees as required
- Completes special projects as assigned
D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.
Benefits
- Medical Insurance
- Dental Insurance
- Vision Insurance
- FSA
- 401(k)
- Employee Stock Ownership Plan
- Paid Vacation
- Sick Time
- Life Insurance
- Long-term Disability Insurance
Job Summary
Full Time
Banking
$55k-72k (estimate)
05/23/2024
07/09/2024
dlevans.com
NAMPA, ID
200 - 500
1904
STEPHENIE HYER
$50M - $200M
Banking
Related Companies
About D l evans bank
Founded in 1904, the first branch of D.L. Evans Bank opened in Albion, Idaho, on September 15th. The Bank was capitalized with $25,000. Today, we are the largest Idaho-based community bank with 35 branches across two states. We are still family-owned with two generations of the Evans family participating in the bank's daily operations and on the board of directors. Our founder, D.L. Evans lived by the principles of integrity, charity, friendliness, compassion, and hard work. D.L. Evans Bank directors and officers emulate these principles and encourage employees to do the same. While times have... changed, the Bank has never lost sight of our founder's vision: that banking is really just about one thing: helping people. We focus on meaningful and long-term relationships. For more than 115 years, D.L. Evans Bank has taken pride in helping families grow and prosper. Headquartered in Burley, with branch offices in Albion, Ammon, Blackfoot, Boise, Brigham City, Burley, Caldwell, Eagle, Fruitland, Hailey, Idaho Falls, Jerome, Ketchum, Kimberly, Logan, Meridian, Nampa, Paul, Pocatello, Rexburg, Rigby, Rupert, South Ogden, Tremonton, and Twin Falls, we have become the community bank of choice. Member FDIC and an Equal Housing Lender
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The following is the career advancement route for Commercial Loan Officer positions, which can be used as a reference in future career path planning. As a Commercial Loan Officer, it can be promoted into senior positions as a Group/Region Manager I (Commercial Loans) that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Loan Officer. You can explore the career advancement for a Commercial Loan Officer below and select your interested title to get hiring information.
If you are interested in becoming a Commercial Loan Officer, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Commercial Loan Officer for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
Quotes from people on Commercial Loan Officer job description and responsibilities
Consulting with managers about credit policies, credit lines, standards, and procedures
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Advising clients on suitable loan and credit options.
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Liaising between borrowers and underwriting departments.
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Training and supervising loan administrators.
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Obtaining and assessing financial information, including financial statements and credit histories.
03/29/2022: Buffalo, NY
Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
Career tips from people on Commercial Loan Officer jobs
On-the-job Training & Related Experience.
01/26/2022: Cheyenne, WY
Certification (recommended / optional).
02/26/2022: Grand Rapids, MI
Determine an Acceptable Level of Risk.
03/01/2022: Charleston, SC
Take time each day to count the good things.
04/04/2022: Mcallen, TX
Organize, Organize, Organize.
02/06/2022: Corpus Christi, TX
Step 3: View the best colleges and universities for Commercial Loan Officer.
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