5 Credit Analyst Jobs in Lubbock, TX
COMMUNITY NATIONAL BANK is Hiring a Credit Analyst Near Lubbock, TX
Job Location
Lubbock Branch - Lubbock, TX
Position Type
Full Time
Job Category
Banking
Description
General Summary
Under moderate supervision, but according to established policies and procedures, assist loan officers with loan analysis. Develop and analyze all types of credit information pertaining to diversified types of loans including financial spreadsheets, trend analysis and written loan overviews.
Principal Responsibilities and Duties
- Responsible for staying up to date on and complying with all applicable banking laws and regulations as well as CNB policies and procedures.
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Request and obtain loan request information and documentation from commercial lenders and lending assistants.
- Analyze and interpret loan related documentation, data, and ratios on new, renewal, and existing loans, including data provided by clients, credit bureaus, the Federal government, and other third parties.
- Prepare spreadsheets, reports, and summaries to present opinions and analysis to senior lenders and bank management.
- Inform management of any credit deterioration risk or ethical issues.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to Financial Risk Manager for review and approval.
- Maintain regular and punctual attendance.
- Work cooperatively with others.
- Work overtime as needed.
- Performs other duties as required or assigned which are reasonably within the scope of the duties in this job classification.
Skills and Abilities Required
- Positive attitude, strong work ethic, and team player attitude.
- Internally driven to succeed with the ability to work independently while maintaining a team mentality.
- Excellent financial analytical skills with sound judgment and decision-making abilities.
- Strong communication skills to effectively convey information with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.
- Ability to adapt to technological changes and apply new knowledge to responsibilities.
- Strong ability to take on and manage requests to maintain a consistent workflow, work well under pressure, multi-task exceptionally, produce quality work within a narrow window of time, and learn and adapt to varied and added responsibilities.
- Bachelor's Degree in Accounting, Finance, or Business Administration required.
- Knowledge of economic and accounting principles and practices, financial markets, banking, and the analysis and reporting of financial data.
- Expert level knowledge in Microsoft Excel, proficient in Microsoft Word, Outlook, and Adobe Acrobat.
- Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
- Busy environment with varied noise and at times of heavy distraction.
- Indoor, in an office environment, with a typical 40-hour workweek.
- High levels of noise produced by bank equipment.
- Considerable effort and eyestrain from continuous computer use.
- Occasionally move office equipment, and files weighing 10 pounds.
- Constantly operate a computer and other office productivity machinery, such as a calculator, copy machine, and computer printer.
- Must be able to remain in a stationary position for long periods of time to process work and assist customers.
Job Summary
Full Time
$67k-90k (estimate)
04/28/2024
05/11/2024
communitynationalbank.net
TONGANOXIE, KS
50 - 100
1984
JAMIE SMITH
$10M - $50M
Banking
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About COMMUNITY NATIONAL BANK
Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve. Since its inception, Community National Bank has grown to include four bank locations, a mortgage company, and a national custodial service for self-directed retirement plans. With locations in Seneca, Tonganoxie, Basehor and Sabetha, Kansas, the bank has maintained its underlying philosophy of emp...owering its individual branches with decision-making authorities to support their individual customers and communities they serve. With total assets of over $200 million dollars, Community National Bank offers a diverse mix of products and services to serve your financial needs. Whether your needs include financing that new home, expanding your small business, needing assistance with your retirement plans, or simply accessing your personal accounts at your convenience, deal with people that you know and trust at Community National Bank.
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The following is the career advancement route for Credit Analyst positions, which can be used as a reference in future career path planning. As a Credit Analyst, it can be promoted into senior positions as a Credit Analyst III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Credit Analyst. You can explore the career advancement for a Credit Analyst below and select your interested title to get hiring information.
