POSITION OVERVIEW

The SBA Loan Officer underwrites and processes new loan requests.

POSITION RESPONSIBILITIES

• Supports credit lending decisions by analyzing SBA loan request, underwriting, structuring, and the closing of SBA loans
• Ensures all information is accurate and complete. All guidelines, policies and procedures, and regulation are to be followed
• Creates financial spreadsheets and analyze, structure and underwrite loans
• Develops cash flow from tax returns
• Originates loans from application to closing and work closely with Escrow, Title and all parties involved
• Monitors and report delinquencies
• Performs periodic portfolio maintenance
• Prepares loan compliance reports
• Timely collection of financial updates
• Conducts site visitation
• Manages new and existing clients
• Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti-Money Laundering, Code of Conduct, and etc.). Must complete all required training

SKILLS / QUALIFICATIONS

• Working knowledge of credit analysis
• Ability to work on multiple loans simultaneously
• Working knowledge of Microsoft Office
• Effective written, verbal and organizational skills and meticulous attention to detail
• Ability to deal effectively and tactfully with all types of customers

EDUCATION / EXPERIENCE

• Minimum of 3-5 years of experience in SBA
• Bachelor’s Degree from an accredited 4-year University