Mortgage Loan Officer
Success Mortgage is currently seeking an experienced In house Loan Officer to handle company leads. Our ideal candidate will seek and develop relationships for new business sources, interview customers to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products and help select the appropriate loan program.
Responsibilities and Duties:
Interview customers and secure a complete loan application within five days of the purchase agreement.
Review leads daily and contact borrowers via telephone and email in an attempt to obtain their loan application.
Recommend to customers the appropriate mortgage loan product to best fit the customer's financial and individual needs.
Achieve loan decision within five days of loan application.
Achieve Conditional Loan Approval I status within thirty days of application date.
Participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, etc., to develop and maintain relationships and customer service.
Be accessible to the buyers and associates and return calls in the same day.
Build rapport with and maintain open lines of communication with borrowers, builders, realtors and processors and provide outstanding customer service.
Solicit new business from home builders and realtors.
Provide assistance to New Home Consultants on pre-qualifications of customers; provide status of loans as required.
Maintain reports and notes within origination computer system to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive and expense reports. Participate in weekly "Pipeline" meetings with processor(s) or phone calls as required with full working knowledge of each file. Assist loan processing and closing departments to facilitate accurate and expeditious processing and closing of loans.
Travel to communities to meet with borrowers and obtain loan applications as necessary
Qualifications and Skills Education and Experience:
One to two years as a Loan Officer is preferred, but will train to allow time to test for the license.
Licensed Mortgage Loan Originator as required by state
General mortgage banking background, including knowledge of lock procedures
Ability to maintain flexible work schedule, including evening and weekend work
Strong computer background with 1 to 2 years experience in mortgage software
Strong verbal and written communication skills
Strong advisory and customer service abilities
Attention to detail and excellent organizational skills
Strong interpersonal skills
Excellent analytical capabilities •Self-starter •Strong work ethic •General office skills - ability to answer and coordinate telephone calls, take written messages and perform light bookkeeping •Ability to study material independently •Ability to drive motor vehicle •Must be able to build relationships with real estate professionals •Must have an established book of business •Must be able to read rate sheets and price loans •Must be able to pick up on new processes quickly •Must be able to furnish a laptop Additional Requirements: •Possess positive and professional attitude and represent company in a positive manner •Provide outstanding customer service, work well under pressure and be a team player •Possess excellent organization and analytical skills •Possess excellent oral and written communication skills •Interact well with co-workers •Understand and follow posted work rules and procedures •Accept constructive criticism
Work weekends and evenings as needed
Job Type: Full-time
Benefits: •Dental insurance •Flexible schedule •Health insurance Schedule: •Monday to Friday •Weekends Supplemental pay types: •Commission pay Experience: •origination: 1 year (Required) •mortgage software: 1 year (Required)
Please contact Teresa Bratcher at 937-287-6083, text, call or email - teresabratcher@premiermove.com
"Our core values are pretty simple, just do the right thing."
Steve DuBrueler, Founder & CEO of Coldwell Banker Premier
Globally Known. Locally Owned
Coldwell Banker Premier is a powerhouse in the Mid-Atlantic. We are a real estate firm with 17 offices and over 250 agents. Although we are widespread, our offices are very community-focused and function like small companies. Each office has their own unique culture that's mae possible by the collaboration of our agents, brokers, and staff.
We are licensed in VA, WV, MD, NC, PA, DE, and DC.