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POSITION PURPOSE
The position involves all aspects of the Commercial lending function. The incumbent provides underwriting and analytical work as part of the credit approval process, monitors the existing loan portfolio, and markets for new clients to grow the loan portfolio.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
SUPERVISORY RESPONSIBILITIES:
This role has no supervisory responsibilities.
QUALIFICATIONS
Education/Certification:A college or university degree in a related subject; ten or more years of related experience and/or training, or equivalent combination of education and experience is required.
Required Knowledge:Knowledge of generally accepted accounting principles and various types of commercial loan products are required. Proven analytical ability is also a requirement. Verbal and written communication skills are a must. Familiarity with the bank`s loan policy is a must.
Experience Required:At least five years of related experience in a financial institution, with a minimum of two years of supervisory experience. At least five years lending experience. Commercial Lending experience required. Real estate and origination background preferred.
Skills/Abilities:Excellent writing skills are required. The ability to write routine loan memoranda and loan application requests concisely and thoroughly are a must. Experience with Microsoft Office, especially Excel and Word are required.
Full Time
Retail
$122k-165k (estimate)
04/10/2023
05/10/2024
claires.com
LAHAINA, HI
15,000 - 50,000
1960
MAY JOY GUZMAN
$1B - $3B
Retail
Claires was founded in the 1960's with the merging of 2 fashion accessory retailers in Chicago, US, and by 1992 we had over 1,000 stores in the US. Fashion proves to have no borders, as our amazing growth has continued with stores in over 47 countries globally and continued growth internationally. Today, Claires has over 3,000 stores and were the number 1 ear piercer in the world, piercing on average 3 million ears a year fulfilling our mission to be the preferred global destination for fun fashion accessories. So take a moment to find out more about us. We are confident that youll understand... why we truly love what we do at Claires. We believe Claires represents a Girls Best Friend and a favorite shopping destination for teens, tweens, and kids. Claires target customer is a girl between 3-18 years old with a particular focus on a core demographic of girls between 10-14 years old. According to our estimates, we have over 95% brand awareness within this target demographic in our largest markets. Claires now has a presence in 47 countries through the 2,720 company operated Claires stores in North America, Europe and China, and 414 franchised stores in numerous other international geographies. Our Icing brand targets a young woman in the 18-35 year age group with a focus on our core 21-25 year olds who have recently entered the workforce. This customer is independent, fashion-conscious, and has enhanced spending ability. We believe that expansion of our Icing store base both in existing and new markets over time presents a significant opportunity to leverage our core merchandising, sourcing and marketing expertise to cater to a wider demographic.
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