Chesapeake Bank

Want to build a successful career with a financial institution that excels in the industry and has fun as one of its corporate values? Our team has high levels of employee engagement, proven in yearly external engagement surveys that rank us in the top 200 banks for multiple years running. We offer competitive benefit plans and have high levels of job satisfaction. Chesapeake puts an emphasis on knowing that we are only as strong as the communities we serve, therefore we contribute service hours and money to our local communities.

Talk to us about a career that makes you want to get up and come to work, have fun and make a difference.

Want to read more about why you should join the team, click the link below:

Top 10 Reason You Should Explore a Career with Chesapeake Bank

Summary: Originates first mortgage loans, promotes the financial institution and its lending services to the real estate community and helps to identify and serve the community's financial needs through home loan counseling, real estate agent seminars and sales meetings, and by participating in and promoting the financial institution's community activities.

• Solicits first mortgage loans. Informs prospective loan clients of the financial institution's underwriting guidelines and applicable government regulations.
• Personally interviews all loan applicants.
• Completes each loan application and all pre-processing functions in a timely manner to permit the good faith estimate to be mailed within the requested three business-day period.
• Screens loan requests based on financial institution policies and on types of loans offered by the institution.
• Orders appraisals, credit reports, background checks, reference checks and other information as needed on residential loan applicants.
• Researches new legislation and regulations that may affect the financial institution's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes.
• Personally answers incoming phone calls and schedules appointments.
• Communicates complex approvals or denials to the borrower, real estate agent or builder.
• Maintains and submits a source-of-business log monthly to supervisor.
• Distributes market data, rate flyers and general loan information to the real estate community as directed by financial institution management.
• Promotes and participates in the financial institution's special credit programs and other CRA programs.
• Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers and prospects.

• High school diploma or equivalent .
• Five years Mortgage Lending experience preferred.
• Good sales, organizational, managerial and interpersonal skills.
• Good oral and written communication skills in order to effectively communicate with customers and real estate agents about the financial institution's loan programs and policies.
• Ability to read and comprehend training materials, financial institution communications and related loan manuals.
• Ability to learn and follow financial institution policies regarding the lending process.
• Familiarity with basic office equipment.