Job Summary:

Under the directions of Deposit Operations Manager, this position is responsible for various daily tasks related to the day to day operations of the bank as well as handle functions that have a regulatory, monetary, and potential reputational risk impact.

Primary Responsibilities:

The duties listed below are some of the duties that may be assigned and may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties as assigned.

• Responsible for monitoring and addressing all non-post, stop pay or positive pay items daily.
• Responsible for processing returned mail and returned checks.
• Responsible for handling Teller GL Corrections, GL Unposted items, deposit unposted corrections; and 1099 Disputes/CORRECTIONS.
• Process chargebacks, ACH items, wires, and CD interest CHECKS.
• Responsible for verifying that signatures on all wires are in compliance with Bank policy.
• Responsible wires either as initiator/approver, reports, end of day/beginning of day.
• Audit daily account maintenance in accordance with Bank policy and file properly.
• Responsible for processing daily reports and settlements as delegated.
• Responsible for monitoring and processing new account documents; handling account exceptions and ensuring that the appropriate CIP information has been accumulated
• Maintenance of policies and procedures for all processes noted above

Supervisory Responsibilities

• None

Skills and Qualifications:

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• High School Diploma or GED is required; Bachelor’s degree in Business preferred or
• 5 years of work experience in Retail Banking/Deposit Operations
• Ability to work independently with little supervision.
• Strong working knowledge with Microsoft Office computer software (Outlook, Excel and Word)
• Strong knowledge of financial products and services.
• Good organizational and customer service skills
• Excellent verbal and written communication skills to communicate professionally.
• Ability to work successfully in a high stress environment

Computer and Office Equipment Skills:

• Microsoft Office Suite including Word, Excel, and PowerPoint

Physical Requirements:

The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions.

• While performing the duties of this job this individual is regularly required to stand for long periods of time, walk, sit, talk, hear, use their hands and fingers (manual dexterity), use a telephone, and occasionally lift and /or move up to 25 pounds.
• Specific vision abilities required by this position include, close vision, and the ability to adjust focus.

Mental Requirements:

• The ability to solve problems, make decisions, supervise others, interpret data, organize information, written and oral communication and read/write.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Encore Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, age, ancestry, citizenship, sex, sexual orientation, gender identity, national origin, marital status, genetic information, physical or mental disability, veteran status or any other characteristic protected by law.