BUSINESS UNIT AND ROLE OVERVIEW
Financial Crime Compliance (“FCC”) has primary responsibility for the execution of the firm’s enterprise-wide Anti-Money Laundering (“AML”), anti-bribery, and government sanctions compliance programs and, among other things, performs enhanced due diligence and government sanctions screening, as well as surveillance and investigations designed to identify potential terrorist financing, money laundering, bribery, market abuse, or other suspicious activity.
Goldman Sachs Bank USA (the “Bank”) is a New York State-chartered bank and a member of the Federal Reserve System. All of the firm’s revenue divisions conduct business in the Bank. Bank activities include the acceptance of client, customer and brokered deposits; the origination of bank loans and mortgage loans; entering into interest rate, credit, currency, and other derivatives; and agency lending. The Bank facilitates client transactions and makes markets in fixed income products.

OPPORTUNITY
FCC is seeking an individual to join its FCC Transaction Banking (TxB) team to assist in overseeing FCC due diligence and periodic reviews for TxB partnerships with a specific focus on BIN sponsorship partnership opportunities. S/he will be working with cross-divisional partners, including compliance, technology, operations and business personnel through all aspects of developing the requisite FCC controls and performing the necessary due diligence for partnerships and the BIN sponsorship program, including but not limited to the following:

• Further enhance business and FCC-led due diligence processes for BIN Sponsorship and other partnership opportunities
• Lead the FCC oversight function of BIN Sponsorship partnerships including controls managed by the first line of defense. 
• In coordination with FCC and other first and second line stakeholders, lead FCC due diligence for partnerships opportunities
• Enhance and execute ongoing oversight and monitoring of partnership opportunities, in conjunction with FCC and other first and second line stakeholders
• Working with FCC and Engineering stakeholders to determine requisite control adjustments and builds
• Project and due diligence tracking and execution, including maintaining necessary documentation in support for regulatory and audit purposes

The successful candidate will have strong analytical skills, the ability to collaborate with others, manage workflows and multi-task. The team member is expected to quickly gain an understanding of the firm’s growing global TxB partnership businesses, and the rules and regulations under which the Bank operates.

Basic Qualifications:

• 7 years of prior experience in an analytical or technical role in Financial Crimes Compliance, preferably in BIN Sponsorship, Global Transaction Banking, Corporate Cash Management, and/or Payments business of an international financial services organization
• Understanding of Financial Crime, AML and terrorist financing trends and typologies
• Ability to determine and communicate FCC requirements to business, Operations, and Engineering teams
• Excellent organization and project management skills – ability to execute and manage a project independently is extremely important
• Ability to effectively engage and work with relevant internal and external stakeholders (including partners and clients) is critical
• Excellent written and verbal communication skills
• Ability to adapt to new changes and new challenges 
• Strong analytical and risk assessment skills
• Ability to prioritize workflows and ensure deadlines are met

Preferred Qualifications:

• Understanding of the opportunities and challenges in the digital finance sector, particularly as they relate to Financial Crime Compliance
• Advance degree (JD, Masters, etc.)