Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The summer Internship Program allows students the opportunity to explore and develop a variety of work experiences and skills. Over the summer you will collaborate with several teams and departments and build a firm knowledge of our business and company culture. Participants will also go through a professional curriculum and plan a virtual philanthropy event together as a cohort. The program targets undergraduate students between their junior and senior year, and acts as a pipeline for full-time employment opportunities after graduation. Distinction: Intern will assist the Compliance team supporting internal business areas to identify and address current and emerging regulatory compliance risks. Works within Compliance team, with peer and leader support, assigned to a mentor and leader within business area. With guidance from mentor, leader and team, they will work to understand internal policies, strategies, and processes, in order to mitigate compliance risk and ensure adherence to applicable laws. In addition, the intern will partner peers and leader to execute against compliance strategies and roadmaps in accordance with established timeframes. Job Description Essential Job Functions Collaboration and Communication - Builds relationships by establishing trust, confidence, and credibility with internal partners. Collaborates with team to establish connections across products, business units, processes, etc. Demonstrates outstanding verbal and written communication skills when working with internal and external partners. Utilizes critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, and gains consensus in order to present the best solution. Relationship Management - Develops and manages relationships at all levels. Builds strong partnerships with senior business leaders. Negotiates facilitates and presents information in an articulate, professional, and digestible manner to internal and external partners. Builds relationships by establishing trust, confidence, and credibility with senior leaders, executives, and regulatory bodies. Values effective communication and the importance of building consensus. Influences change, prioritizes efforts on critical initiatives and works to identify find solutions to opportunities Time Management - Utilizes knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, and Teams to execute daily work. Demonstrates the ability to work independently, remain organized, and prioritize work in order to work on multiple projects over the same time period with accuracy and attention to detail. Utilizes critical thinking skills to help analyze business issues, collaborates with stakeholders to resolve problems, is strategic, and gains consensus on the best solution. Establishes and meets critical deadlines while prioritizing multiple activities and complex projects simultaneously Reports To: Lead and Above Direct Reports: 0 Working Conditions/ Physical Requirements: Normal office environment. Some travel may be required. This position is hybrid with an on-site schedule of 3-4 days per month. In-office requirements are subject to change based on business needs. This position is currently available to candidates that reside within 60 miles of Columbus, OH; Chadds Ford, PA; Draper, UT; Plano, TX or Wilmington, DE. Minimum Qualifications: Entering Junior year of Bachelor’s degree Area of Study: Analytics, Business (i.e. Accounting, Finance, Marketing, Human Resources, Sales, Communication, Information Technology, Statistics, or other related fields.) Preferred Qualifications: Entering Senior year of Bachelor’s degree Previous completion of a Bread Financial Summer Internship Skills: Microsoft Suite (Word, Excel, PPT, TEAMS, etc.) Time Management Interpersonal Relationships Presentation Skills Data Entry Strong Leadership Potential Team Player Emotional Intelligence This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Typical Pay Range: $18.00 - $65.00 Full Pay Range for position: Washington: $18.00 - $65.00 The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills. Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates, both full time and part time, can immediately enroll in Bread Financial’s 401(k) plan. All associates receive 11 paid holidays. Full-time hourly associates receive a bi-annual grant of Paid Time Off (“PTO”) in each January and July based on their service date and scheduled hours, whereas newly hired full time hourly associates in their first year of employment receive a prorated PTO grant on their 61st day of employment based on the month of hire and scheduled hours. Associates will receive a payout of any unused PTO, up to 40 hours, paid out in the next calendar year (except associates in Alaska, California, Colorado, Montana and Nebraska who are paid for all unused PTO). Additionally, hourly associates (except those in California) generally receive 72 hours of Paid Sick Leave Plus (“PSL ”) per calendar year, with a pro-rated grant in the associate’s first year of employment to the extent allowed by applicable law. If additional PSL is required in a particular jurisdiction, the company with comply with applicable law. Unused PSL does not carry over from one calendar year to the next unless required by applicable law. Instead of PSL , hourly associates in California receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Hired associates will be able to elect the purchase company stock during offering periods in June and December. Click here for more Benefits and PTO information. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread FinancialTM is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay™ buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread CashbackTM American Express® Credit Card and Bread SavingsTM products. Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices. Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k). The Company is an Equal Opportunity Employer. Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company. The Company participates in E-Verify. The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply. The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com. Job Family: Internships and Special Pgms Job Type: Temporary About Bread Financial As a tech-forward financial services company, we strive to create value for both our customers and our associates. At Bread Financial, you are empowered to thrive. Our company is bold, tenacious and innovative, challenges you to be your best, respects your voice, recognizes your contributions, cares for your total well-being, and has a collaborative, kind and inclusive culture that fosters growth and success. Bread Financial is headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its approximately 7,000 global associates. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally.