POSITION PURPOSE

Experienced credit specialist is responsible for conducting credit investigations on existing and potential customers to evaluate the credit risk. Review/manage credit limits and maintain lien/bond rights on a project specific basis. Manage open A/R balances and determine actions that need to be taken on delinquent accounts. Plan and maintain a program for systematic follow-up and collection of open receivables.

PRINCIPAL ACCOUNTABILITIES

Responsibilities:

• Identify, gather, analyze, and interpret any and all types of relevant credit and financial information on existing and prospective customers.
• Review and resolve issues regarding contractual rights and obligations and provides interpretation of terms and conditions. Negotiate acceptable terms and conditions as needed with customers on a per order basis.
• Establish credit lines, negotiate payment terms and collect open balances for new and existing customers.
• Regularly review customer base to manage risk, and, where applicable, identify areas for potential sales growth.
• Work with customers to develop creative solutions for challenging or unique financing needs.
• Follow up on disputes in a timely manner and work with salespeople and customers to resolve.
• Work collaboratively with the sales organization.

NATURE AND SCOPE

The Senior Credit Analyst will report to the Credit Manager – North America. As part of the Credit Department, the Senior Credit

Analyst will be primarily responsible for a specific geographic region of the country.

KNOWLEDGE & SKILLS

• Ability to make informed credit decisions via analysis of financials, payment history and credit reports.
• Demonstrated ability to work and communicate effectively throughout the organization.
• Strong knowledge of business practices, time management and organizational skills.
• Able to maintain appropriate written and electronic documentation consistent with approved policy.
• Analytically minded with strong problem solving and creative thinking skills.
• 4 years of commercial credit experience.
• Proficient in Microsoft Office applications.
• Proficient written and verbal communication skills.
• Contract/business law or international credit experience is a plus.
• SAP ERP Experience preferred

WORKING CONDITIONS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. While performing this job, the employee is regularly required to stand and walk up to 50% of the time. This position requires occasional lifting up to 10 pounds and domestic travel up to 5% of the time.