Description:

**Candidates should have experience accessing mortality risk, morbidity risk, medical risk, using pharmacy databases, financial records, and have strong computer skills and ability to work efficient in a remote capacity**

-Analyze, select and classify applications for Life insurance of a more complex nature in accordance with established underwriting policies, practices and standards.

-Administers Life selection standards according to underwriting practices and procedures in order to achieve satisfactory mortality experience and acceptable administrative results.

-Demonstrates self-directed leadership role on special projects and departmental committees.

-Assumes informal leadership role within team by identifying problems and potential solutions within the team.

-Home Office Life Underwriting experience minimum 5 years (can be flexible here)

-Long Term Care Rider underwriting experience (ideal)

-Accelerated underwriting experience

-Customer relationships skills required with communications via phone or email (SERVICE orientated)

Responsible for underwriting life insurance applications within his/her designated approval limit of up to $5,000,000 and up to age 85. Champions and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area\(s\) of responsibility. Collaborates effectively with stakeholders to gather information necessary for decision making and to select profitable risks. Communicates effectively with customers to facilitate placement of business. Consults/Analyze on more complex assignments and/or projects for his/her assigned area\(s\) of responsibility. Determines whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial bckgrd. Enhances departmental outcomes by sharing knowledge with team members and providing advice on more complex underwriting determinations. Evaluates and underwrites life insurance applications making determinations of the terms, coverage, and rating classification within his/her designated approval limit $2,000,000 to $5,000,000 and between ages 70 to 85. Identifies and recommends process improvements that significantly reduce workloads or improve quality for his/her assigned area\(s\) of responsibility. Maintains knowledge on current and emerging developments/trends for assigned area\(s\) of responsibility, assesses the impact, and collaborates with management to incorporate new trends and developments in current and future solutions. Provides second signature review of life insurance applications. Provides training to less experienced team members on underwriting procedures and guidelines. Represents the company by responding to questions during agency visits and developing relationships with agents and partners. Serves as a resource to team members and applicable internal/external stakeholders on more complex assignments/projects for his/her assigned are of responsibility.

Skills:

Insurance, long-term care, life insurance, customer service oriented, underwriting, customer service

Additional Skills & Qualifications:

• Minimum 5 yrs experience

• Home office experience (required) NEED INTERNET and/or ETHERNET access

• Tech savvy (able to understand software)

• LTC underwriting experience preferred (long term care/disability)

• Great customer service skills (Service is a core value!)

• Bckgrd and drg test REQUIRED before starting

PLUS certifications

- FMLI

- FALU

- ALU

Experience Level:

Intermediate Level

About Aston Carter:

Please Note: Scammers are posing as Aston Carter. We'll never contact you via Gmail, Telegram, or WhatsApp and we'll never solicit money from you.

At Aston Carter, we’re dedicated to expanding career opportunities for the skilled professionals who power our business. Our success is driven by the talented, motivated people who join our team across a range of positions – from recruiting, sales and delivery to corporate roles. As part of our team, employees have the opportunity for long-term career success, where hard work is rewarded and the potential for growth is limitless.

Established in 1997, Aston Carter is a leading staffing and consulting firm, providing high-caliber talent and premium services to more than 7,000 companies across North America. Spanning four continents and more than 200 offices, we extend our clients’ capabilities by seeking solvers and delivering solutions to address today’s workforce challenges. For organizations looking for innovative solutions shaped by critical-thinking professionals, visit Aston Carter is a company within Allegis Group, a global leader in talent solutions.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please call 888-237-6835 or email for other accommodation options. However, if you have questions about this position, please contact the Recruiter located at the bottom of the job posting. The Recruiter is the sole point of contact for questions about this position.