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Arvest Bank
Gravette, AR | Full Time
$45k-58k (estimate)
4 Months Ago
Community Bank Lender
Arvest Bank Gravette, AR
$45k-58k (estimate)
Full Time | Banking 4 Months Ago
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Arvest Bank is Hiring a Community Bank Lender Near Gravette, AR

Position is Monday through Friday 8 am to 5 pm with ability to work additional hours as needed.

Location: 506 First Ave SE, Gravette, AR.

Pay is based on a number of factors including the successful candidate’s job-related knowledge and skills, qualifications, and prior experience. Arvest offers a comprehensive suite of benefits, including a full range of health and life, financial, and wellness benefits. For more information about benefits, please visit www.arvest.com/careers/benefits .

Summary:

SUMMARY : Depending on staffing and the size of the community market, the Community Bank Lender is responsible for the effective generation, evaluation, approval processing, closing, and servicing primarily commercial loans (at least 50% of time), with strong understanding of consumer loans, mortgage loans and agricultural loans. Incumbents will serve a variety of customers such as individuals, large and small businesses and sole proprietors. Incumbents utilize the bank’s available assets to maximize the generation of revenue, profits, deposits, and plus other cross-selling opportunities. Detailed knowledge of the many products offered is critical to allow proper evaluation of all loan prospects. In addition, incumbents are to protect the bank by providing continual supervision of all assigned loans. Lending authority for Community Bank Lender will not exceed $50,000 without written approval from the local board of directors.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

  • Generate new loans according to Loan Policy guidelines.
  • Gather all necessary information, make available all relevant information, and decide with the customer the appropriate product that fits their needs in the various business lines.
  • Monitor the quality and performance of loans serviced.
  • Provide the appropriate care to maintain the confidentiality of our customer’s information.
  • Review and analyze customers’ financial documentation to determine viability of future business success.
  • Advise the customer of the advantages and disadvantages of the various loan products available as well as the requirements necessary to qualify for various loans.
  • Maintain contact with customers to ensure compliance with loan terms and/or determine if any other financial assistance or advice is required.
  • Work within underwriting authority and exercise appropriate discretion daily to analyze loan prospects.
  • Approve or deny loans within assigned lending authority. If request exceeds authority, deny or recommend approval to appropriate committee/individual.
  • Actively participant in civic and public relations activities that provides new business for the bank and further development of relationships with existing customers.
  • Offer Credit Life and A&H coverage to all applicable loan applicants
  • Offer auto debit option to applicable applicants.
  • Generate other fee income.
  • Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties. This includes but is not limited to; complete compliance training and adhere to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.

TEAM ACCOUNTABILITIES :

  • Cross-sell other services of the bank.
  • Support and uphold the Arvest Mission Statement.
  • Uphold the Arvest Code of Ethics and ensure that confidential information is safeguarded.
  • Maintain a high level of cooperation and rapport with all associates
  • Formulate and communicate new ideas and suggestions that will improve profitability and efficiency for the bank's overall operation.
  • Promote professionalism at all times.

SUPERVISORY RESPONSIBILITIES:

May directly supervise one or more Loan Assistants. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Ensure direct reports have completed required compliance training and are adhering to all internal procedures and controls as it relates to bank policy, laws, regulations and Arvest’s BSA/AML Program. Responsibilities include interviewing, hiring, appraising performance, rewarding, and disciplining associates. The incumbent has the authority and the appropriate influence to make recommendations regarding hiring, firing, advancement, promotion, or any other change of status of other associates within the guidelines of the bank’s procedures and guidelines for such change of status events. The incumbent provides training, planning, assigning, and directing work assignments and schedules; addressing complaints and resolving problems.

Responsibilities:

QUALIFICATION REQUIREMENTS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations will be made to enable qualified individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE:

  • Associates degree in related field or equivalent required.
  • One (1) to two (2) years of previous lending experience with emphasis in evaluation/origination of complex credits or equivalent experience required.
  • General understanding of bank lending principles required.
  • Current NMLS SAFE Act Registration or the ability to be registered within 30 days required.
  • Must complete commercial lending school within 12 months of starting this position Bachelors’ degree preferred.
  • Arvest experience preferred.

OTHER SKILLS and/or ABILITIES:

  • Must be able to arrive at work on time, work on site and have regular work attendance
  • Must be able to work cooperatively with other co-workers regardless of personality, presence or communication style
  • Must be able to provide cordial customer service regardless of customer personality, presence or communication style
  • Must be able to perform several tasks at once
  • Must be able to work in a stressful atmosphere
  • Must be able to rotate job tasks
  • Must be able to greet others cordially
  • Must be able to coordinate multiple and changing priorities
  • Must be able to verbally communicate with all other associates
  • Must be able to operate telephone, scanner, copier and FAX machines
  • Must be able to occasionally work outside of normal business hours.
  • Must be able to move from department, division, or bank to department, division, or bank to attend meetings
  • Must be able to operate personal computer keyboard in order to create reports, schedules and other appropriate documentation

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations will be made to enable qualified individuals with disabilities to perform the essential functions.

While performing the duties of this job, the associate is regularly required to talk or hear and sit. The associates is occasionally required to stand and walk; use hands to finger, handle, or feel objects, and reach with hands and arms.

The associate must occasionally lift and/or move up to 25 pounds.

Specific vision abilities required by this job include close and color vision and the ability to adjust focus.

The incumbent must be able to travel occasionally/frequently by themselves within the US, including overnight, and via automobile and air.

WORK ENVIRONMENT:

The work environment characteristics described here are representative of those an associate encounters while performing the essential functions of this job. Reasonable accommodations will be made to enable qualified individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Grade 15

Pay Range: $59440 - $70585 per year

Job Summary

JOB TYPE

Full Time

INDUSTRY

Banking

SALARY

$45k-58k (estimate)

POST DATE

01/17/2024

EXPIRATION DATE

06/08/2024

WEBSITE

arvest.com

HEADQUARTERS

LONOKE, AR

SIZE

3,000 - 7,500

FOUNDED

1961

CEO

VICKI CALAHAN

REVENUE

$1B - $3B

INDUSTRY

Banking

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About Arvest Bank

Arvest Mission: People helping people find financial solutions for life. Arvest Bank is a regional bank that operates in a unique, customer-focused way. Arvest delivers the convenience and technological advantages of a large super-regional bank but with the local commitment and decision-making of a local community bank. Our primary focus is on meeting and exceeding customer expectations through convenient hours, an extensive network of branches, competitive rates and pricing, technological innovation and offering a full line of banking, mortgage, investment, lending and wealth management servi...ces. Arvest operates in 16 locally managed markets, each with its own president, management team and board of directors, in Arkansas, Oklahoma, Missouri and Kansas. The majority of our 270+ branches are open 12-hours a day during the week for our customers' convenience. Member FDIC. Equal Housing Lender. More
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