About Us:

American Integrity Insurance, a premier property insurer, has more than 280,000 customers and is represented by more than 1,500 independent agents who specialize in this complex and ever-evolving market. While we were founded in, and have served Florida for the entirety of our 15 year history, we are now open in South Carolina as well. Comprised of over 250 insurance professionals, most of whom work in our Tampa-area headquarters, we have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Places to Work in Insurance by Business Insurance magazine for the past ten years.

A Day in the Life:

Who Says Insurance Cant Be Fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesnt understand the importance of having fun, helping others and giving back. Our company culture is priceless, and we hold true to our six core values: integrity, commitment, teamwork, humility, passion and fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance to Florida residents and paying claims in a timely manner when our customers suffer a loss and to do so with Integrity.

Learn more about American Integrity Insurance and our job opportunities at https://careers.americanintegrityinsurance.com/careers-home.

The Commercial Lines Underwriter is responsible for evaluating and examining market data, including appraisals, inspections, catastrophe models, and other relevant information in furtherance of underwriting new business applications, assumptions and renewals for the commercial residential property products. A key part of the commercial lines team, the Commercial Lines Underwriter will serve as the company representative to independent brokers and agents, providing best-in-class service to our partners and representing the core values of American Integrity.

The Commercial Underwriter will also play an active role in developing new products, pricing, and coverages based on market data and analysis as well as input from key partners. He/she will collaborate effectively with the Product, Pricing, Risk, and Underwriting teams to review, analyze, and make data-driven decisions regarding the products, rates, and forms associated with the residential commercial property products. The Commercial Underwriter will play a pivotal role in formulating the overall market strategy for commercial lines, working with Marketing, Sales, and key brokers to maximize product reach while also educating market participants on the product and our differentiators in the market.

• Assist in the development of programs, coverages, rates, and forms for the commercial residential property product, working cross-departmentally throughout the organization.
• Solicit, underwrite, and price new and renewal commercial residential property business congruent with American Integritys company underwriting philosophy, established coverage parameters, and written or verbal procedures and guidelines.
• Provide superior underwriting and client services to brokers, agents, and other company affiliates and is a strong representative of American Integrity.
• Review technical inspections, appraisals and other data relevant to the risk profile, analyzing for risk appetite, profitability, and overall portfolio characteristics to ensure a financially sound product.
• Serve as the company representative to commercial brokers and agents, fostering relationships with new partners and identifying new business opportunities.
• Work with external partners, identify trends and recommend appropriate underwriting, pricing, and product action to the leadership team.
• Serve as a subject matter expert on commercial residential property and assist with training as needed.

Education: Bachelors Degree or equivalent combination of education and experience. Preference for degree in Business, Insurance, Risk Management, Actuarial Science or other related field.

Experience: 3-5 years experience in Commercial Residential Property Insurance experience preferred. Preferred candidate will possess excellent computer skills working with queries, workbooks, data warehouse knowledge, etc.

Knowledge, Skills, and Certifications:

• Florida 2-20 General Lines Insurance License required.
• Professional Insurance Designations such as CPCU, CIC, AAI, desired.
• Expert knowledge of commercial lines products and underwriting processes and analytics.
• Strong knowledge of insurance and reinsurance structure.
• Expert communication skills, with the ability to clearly and concisely explain advanced insurance concepts, coverages, actuarial matters, and other details to both internal and external stakeholders.
• Humble, and possessing an intellectual curiosity.
• Experience in communicating with varied organizational tiers and customer types.
• Exceptional analytical and problem-solving skills.
• Presentation skills including delivery to varied organizational tiers.
• Ability to work in a team environment with multiple team members.
• Flexibility to work in a fast-paced, priority-shifting environment.
• Advanced user Microsoft Excel
• Demonstrated ability to learn additional software applications as required, and significant previous experience utilizing a policy and claims administration system and Salesforce.
• Ability to present ideas and information in a clear, concise, organized and diplomatic manner; gather information from multiple parties to ensure all perspectives are heard and considered; listen to others to respond effectively to ideas, thoughts and questions; express information and ideas effectively in settings including aligned or un-aligned feedback to obtain desired results.
• Ability to present ideas and information in a clear, concise, organized and diplomatic manner; gather information from multiple parties to ensure all perspectives are heard and considered; listen to others to respond effectively to ideas, thoughts and questions; express information and ideas effectively in settings including aligned or un-aligned feedback to obtain desired results.

Working Conditions: Normal business office environment. Must be able to remain in a stationary position for periods of time while constantly operating a computer and or other office productivity machinery such as a calculator or telephone. The person in this position needs to occasionally move about inside the office to access file cabinets, office machinery or communicate with coworkers.

Travel: As required.

ADA: The above statements cover what are generally believed to be the principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of job duties.

American Integrity Insurance Group is an Equal Opportunity Employer.