Altabank, Division of Glacier Bank, is hiring a Relationship Manager I for the Murray branch.
DUTIES AND RESPONSIBILITIES:
- Originate new loan commitments each year in accordance with the Bank's incentive compensation plan.
- Generate and manage a loan portfolio of $10-15 million or higher with the overall objective of maintaining and increasing its asset quality and generating fee income.
- Manage construction, CRE, SBA, consumer, and C&I loans i.e. ensures compliance with the terms and conditions of the loan agreement, collect on past due loans, covenant monitoring, accurate loan grading, and completing other monitoring reports as assigned in a timely manner.
- Take applications for loan business and analyze the degree of risk involved in making a credit decision.
- Calls on new and existing customers to expand and develop relationships with an emphasis on attracting new and additional loans, deposits, and other Bank products.
- Effectively work with a team to prepare and present loans for approval.
- Process loan renewals and extension requests.
- Reviews all loan documents for completeness, accuracy, and compliance and clearly reviews the details of the approved loan with the customer.
- Must produce increasing profitable loan volume, maintain a low delinquency and charge off rate, and ensure that lending operations are in accordance with established Bank policies and procedures.
- Stays current on all bank policies, procedures, processes, products, and services by participating in various learning activities.
- Responds in a timely manner to internal audits, and other management reporting requests.
QUALIFICATIONS:
- One year to two years of similar or related experience.
- A college degree or equivalent combination of education and experience.
KNOWLEDGE, SKILL, ABILITY:
Must have experience analyzing business financial statements and other pertinent data for assessing risk.
Understanding of basic business entity structures
Must have knowledge of bank products, lending law and compliance requirements.
- Good computer skills, including the use of CRM tools.
- Good communication and writing skills.
- Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
- Employee must be capable of regular, reliable, and timely attendance.
- Ability to adapt to change (e.g. shifting priorities, demands, and timelines) through time management, analytical, and problem-solving skills.
WORK ENVIRONMENT:
PHYSICAL DEMANDS:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to:
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
Specific lifting abilities required by this job include:
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
#LI-JB1
What We OfferCOMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our for more details!
COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.