Company Description

Here at DSI, we are the leading company in our industry in the Miami area. We're pleased to serve and honor our mission statement. We are hiring an experienced achievers to help us keep growing. If you're dedicated and ambitious DSI is an excellent place to grow your career. Don't hesitate to apply.

Job Description

This is a remote job. You will be expected to do the following from your home.

Under the direct supervision of the Branch Manager, the job responsibilities of the Mortgage Loan Originator position include, but are not limited to, the following:

Primary duty is to sell mortgage loans to customers away from and outside of A&D Mortgage’s places of business

Work done at A&D Mortgage’s offices is related and supplemental to outside sales

Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals

Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities

Take information from the borrower and fill out the loan application

Develop relationships with referral partners such as realtors to generate new customers

Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford

Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product

Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;

Provide disclosures to the borrower, including truth in lending, good faith estimate, and others

Counsel and advise the borrower in understanding and clearing credit problems

Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed

Order legal documents

Qualifications

Qualifications

Must have appropriate state license or certificate (varies by state)

Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies

Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors

Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)

Must have excellent communication skills and the ability to analyze financial information

Must be a sales-oriented self-starter

Additional Information

All your information will be kept confidential according to EEO guidelines.