The following list outlines the responsibilities of the loan officers and is not intended to be an all-inclusive list:

• Knowledge of financial products/commodities a must;
• Be able to analyze all types of credit requests, financial statements, tax returns, credit reports, cash flows; and counsel debtors on financial condition and workouts if necessary;
• Evaluate credit worthiness by processing loan applications and preparing documentation within the specified limits and timelines required;
• Interview applicants to determine financial eligibility and feasibility of granting credit;
• Adhere to the policies approved by the Board of Directors and maintained in the bank’s policy manual;
• Follow the guidance of regulatory agencies to remain in compliance with all federal guidelines;
• Determine all applicable qualifications in setting up repayment plans;
• Communicate with clients either to request or provide information;
• Justify decisions, approvals or rejections, and document all information in determining decisions and being able to explain the decision;
• Complete loan contracts and explain all details of the loan agreement;
• Update job knowledge on types of loans and other financial services;
• Maintain and update customer records;
• Be able to cross sell other services offered by the bank to customers;
• Assess customer needs, explore all options and introduce different types of loans;
• Go the “extra mile” to build trust, customer loyalty and satisfaction throughout the underwriting process;
• Maintain customer confidence by keeping all personal and loan information confidential;
• Be knowledgeable about all the services offered by the bank and be willing to learn more about those services to make yourself more valuable;
• Be prepared to perform other duties, not necessarily related to loan functions;
• Show willingness and take the initiative to learn more and do more than just loan duties;
• Always provide friendly customer service and be willing to assist the customer in any way possible;
• Maintain a positive attitude;
• Good personality and outgoing to meet the community;
• Work well with fellow employees;
• Any other duties of which you are requested to perform.

Job Type: Full-time

Pay: $3,000.00 - $5,000.00 per month

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee discount
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Compensation package:

• Bonus opportunities

Payment frequency:

• Paid monthly

Schedule:

• 8 hour shift

Work setting:

• In-person
• Office

Application Question(s):

• Are you willing to work on Saturdays?

Experience:

• Loan origination: 5 years (Required)

Work Location: In person