About Zeta
Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015.
Our flagship processing platform - Zeta Tachyon - is the industry's first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M cards have been issued on our platform globally.
Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios.
Zeta has over 1700 employees - with over 70% roles in R&D - across locations in the US , EMEA , and Asia . We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021.
Learn more @ www.zeta.tech, careers.zeta.tech, Linkedin, Twitter
All about Zeta Suite:
Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015.Our flagship processing platform - Zeta Tachyon - is the industry's first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M cards have been issued on our platform globally.
Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios.
Zeta has over 1700 employees - with over 70% roles in R&D - across locations in the US, EMEA, and Asia. We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021.Learn more @ www.zeta.tech,careers.zeta.tech,Linkedin,Twitter
About the Role
As Director - Financial Analytics for Credit Cards you will be responsible for developing financial forecasting models and analytics reports for assessing unit economics and proforma P&L for credit card portfolios.
What would you do here?

• Create and maintain very granular vintage level financial model templates with the relevant vintage curve and monthly assumptions that can be used to model a 10 year financial forecast for various types of credit cards (subprime to super prime, retail, co-branded, PLCC, retail, small business and commercial)
• Build and maintain vintage curve assumptions for all relevant variables from bureau data, past data and other relevant sources
• Build and maintain assumptions for all other key credit card P&L drivers
• Develop and maintain 10-year proforma P&L and balance sheet projections for de-novo card launches as well as partnership card deals
• Assist Business Development team in formulating pitches, pricing and deal terms for any future credit card launches.
• Work closely with the credit card business leadership team to provide strategic insights on improving RoA, RoE and setting financial targets and goals.
• Maintain M-o-M, Q-o-Q and annual budgets and forecasts and measure and report variance from budget on a monthly basis for each card portfolio
• Define and track key performance indicators (KPIs) for each card portfolio, monitor performance against targets and communicate results to the leadership team
• Work with the data engineering team to automate the above monitoring through our data analytics tools

What are we looking for?

• The ideal candidate has a strong financial modeling background with hands-on experience in developing models and forecasts tools for credit card portfolios
• 5-7 years of prior experience at a credit card company on financial modeling having built detailed, accurate, vintage level, 10 year forecasts
• Degree in finance/statistics/economics/business
• In-depth understanding of credit card lifecycle management and implications to financial outcomes
• Proficiency with GAAP rules related revenue recognition and ALLL for credit card P&L
• Analytical and quantitative mind set with ability to use data analytics tools
• Self-starter, intellectually curious and effective communicator

Life At Zeta
At Zeta, we want you to grow to be the best version of yourself by unlocking the great potential that lies within you. This is why our core philosophy is 'People Must Grow.' We recognize your aspirations; act as enablers by bringing you the right opportunities, and let you grow as you chase disruptive goals.
#LifeAtZeta is adventurous and exhilarating at the same time. You get to work with some of the best minds in the industry and experience a culture that values the diversity of thoughts. If you want to push boundaries, learn continuously and grow to be the best version of yourself, Zeta is the place to be! Explore the life at zeta
Zeta is an equal opportunity employer.
At Zeta, we are committed to equal employment opportunities regardless of job history, disability, gender identity, religion, race, marital/parental status, or another special status. We are proud to be an equitable workplace that welcomes individuals from all walks of life if they fit the roles and responsibilities.
Life At Zeta
At Zeta, we want you to grow to be the best version of yourself by unlocking the great potential that lies within you. This is why our core philosophy is 'People Must Grow.' We recognize your aspirations; act as enablers by bringing you the right opportunities, and let you grow as you chase disruptive goals.
#LifeAtZeta is adventurous and exhilarating at the same time. You get to work with some of the best minds in the industry and experience a culture that values the diversity of thoughts. If you want to push boundaries, learn continuously and grow to be the best version of yourself, Zeta is the place to be! Explore the life at zeta
Zeta is an equal opportunity employer.
At Zeta, we are committed to equal employment opportunities regardless of job history, disability, gender identity, religion, race, marital/parental status, or another special status. We are proud to be an equitable workplace that welcomes individuals from all walks of life if they fit the roles and responsibilities.