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Mortgage Consultant
Apply
$39k-53k (estimate)
Full Time 1 Month Ago
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Prosperity Home Mortgage is Hiring a Mortgage Consultant Near Wilmington, NC

Job Summary:
Under the general supervision of an Area Manager, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sources including realtors, builders, newspaper ads, and other nontraditional sources.
Key Responsibilities:
  • Promotes Prosperity Home Mortgage and all of the products and services that are offered.
  • Develops and maintains a high degree of visibility for Prosperity Home Mortgage in the marketplace.
  • Advises prospective and existing customers of Prosperity's programs, rates, policies and procedures
  • Analyzes detailed financial and credit data; recommends appropriate available loan choices according to the customer needs
  • Obtains residential first mortgages for Prosperity while adhering to all company policies and government regulations
  • Receives customer applications, quotes the rate and points, and completes follow-up activities with the registration lock-in
  • Services new and existing clients. Coordinates with processing and closing areas to facilitate a prompt and accurate loan closing; monitors loan status; ensures that complete loan documentation is provided
    for internal processing
  • Sets realistic expectations of the loan process by explaining company policies, procedures and underwriting requirements; communicates loan status to external customers
  • Achieves personal production and service goals; contributes to company market share and branch profitability
  • Meets Company standards for quality, accuracy, and fall-out
  • Complies with industry-related regulations, requirements and state/federal laws as applicable to the job duties of this position
  • Attends all mortgage product & sales training programs as needed.
Minimum Requirements:
  • College degree or equivalent combination of experience
  • 1 to 3 years' experience in mortgage sales or
  • Operations experience preferred with an established track record of agency, government and jumbo origination
  • Social media savvy
  • Extensive telephone and email usage
  • Applicable licenses
  • Ability to travel within the local area
  • Must provide own transportation
Compensation will be an hourly rate plus a generous commission plan.
Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and is committed to Diversity, Equity, and Inclusion in the workplace.We prohibit discrimination and harassment of any type based on race, color, religion, age, sex, national origin, disability status, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Job Summary

JOB TYPE

Full Time

SALARY

$45k-60k (estimate)

POST DATE

06/14/2024

EXPIRATION DATE

07/01/2024

WEBSITE

phmloans.com

HEADQUARTERS

Chantilly, VA

SIZE

500 - 1,000

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The following is the career advancement route for Mortgage Consultant positions, which can be used as a reference in future career path planning. As a Mortgage Consultant, it can be promoted into senior positions as a Consumer Loan Collector III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Mortgage Consultant. You can explore the career advancement for a Mortgage Consultant below and select your interested title to get hiring information.