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PSE Credit Union, Inc.
Cleveland, OH | Full Time
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Consumer Loan Officer
$49k-61k (estimate)
Full Time | Banking 3 Months Ago
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PSE Credit Union, Inc. is Hiring a Consumer Loan Officer Near Cleveland, OH

PSE Credit Union, Inc., $300 million in assets, boasts nearly 70 years in business with 5 branches proudly serving our members in Cuyahoga, Lorain, and Medina Counties. As part of our Core Values, we strive to provide a pathway to success for our Membership, Team Members, and Community.

Job Summary: We are looking for a Senior Loan Officer to review, receive and analyze financial information for the purpose of making loans to our membership in a timely manner. Strong base salary with potential for additional earnings through a robust incentive program.

Essential Functions and Responsibilities:

  • Evaluate credit worthiness by processing loan applications and documentation within approved limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics that fall with the Credit Union’s policies and procedures
  • Excellent communication skills to keep the applicant informed through all stages of the loan process
  • Complete all phases of the loan process in a timely and efficient manner
  • Assess customer needs, explore all options and introduce different loan scenarios
  • Develop referral network, suggest alternate loan options and cross-sell products and services
  • Operate in compliance with laws and regulations and adhere to lending guidelines
  • Meet and exceed all established sales goals
  • Other duties as assigned

Job Requirements:

  • Bachelor’s Degree preferred; equivalent work experience can be considered
  • Minimum 2 years’ experience in a financial institution
  • Proven record of meeting established sales and service goals
  • Knowledge of financial products and how they work for consumer lending
  • Professional demeanor includes treating all with courtesy, tact and diplomacy along with asking for the sale and closing the deal
  • NMLS required
  • Notary required
  • Works will little supervision nd is self-driven

Job Type: Full-time/Will require floating between branch locations

Hours: Will require Saturdays with a set day off during the work week (37.50 hrs. per week)

  • Salary incentive pay

Job Type: Full-time

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Paid time off
  • Vision insurance

Compensation package:

  • Commission pay

Schedule:

  • Weekends as needed

Work setting:

  • In-person
  • Office

Ability to Relocate:

  • Cleveland, OH 44115: Relocate before starting work (Required)

Work Location: In person

Job Summary

JOB TYPE

Full Time

INDUSTRY

Banking

SALARY

$49k-61k (estimate)

POST DATE

03/24/2024

EXPIRATION DATE

09/13/2024

WEBSITE

psecreditunion.org

HEADQUARTERS

MEDINA, OH

SIZE

100 - 200

FOUNDED

1955

CEO

JANICE L THOMAS

REVENUE

$10M - $50M

INDUSTRY

Banking

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About PSE Credit Union, Inc.

Our mission is to be the primary financial institution for our members by being personal, professional, and priced right. Over the years we have grown to include over 23,000 members and $100 million in assets. Our membership groups have also grown. We currently serve the staff and students of the Parma, North Royalton and Strongsville School Systems, the city workers in several surrounding cities (Parma, Parma Heights, Strongsville, Seven Hills and North Royalton) and the employees of over 200 other corporations/organizations. More recently, PSE was granted a membership expansion from the Stat ... e of Ohio, Division of Financial Institutions, which allows anyone who lives, works, worships or attends school in Cuyahoga or Medina County to become a member of PSE Credit Union. More
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