Credigy

Credigy is a global specialty finance company headquartered in Atlanta, GA. As a subsidiary of National Bank of Canada (TSX: NA), we have a broad mandate to invest across asset classes and geographies to achieve strong risk-adjusted returns on capital and sustainable growth in average assets and income. We are disciplined, long-term value investors with a core focus on model risk and the flexibility to adapt quickly and act opportunistically in evolving market conditions. Life-to-date, we have closed more than 350 transactions, representing $23 B in total investments. Currently, Credigy has $7 B in AUM and National Bank of Canda has $425 B in assets.

Investments Team

Credigy is seeking an experienced Analyst to join its Investments team in Atlanta, GA. As a consolidated subsidiary of National Bank of Canada, Credigy has a mandate to deploy capital across a wide variety of asset classes and geographies. The Investments team at Credigy fulfills this mandate by sourcing, structuring, and executing bespoke asset-backed lending and asset purchase transactions. Investment asset classes include consumer unsecured loans, mortgage and real estate assets, small business, and other structured products. Transaction structures include forward flows, revolvers, term loans, and bulk portfolio purchases, with deal sizes ranging from $50 MM to $1B. In this role, the successful candidate will provide direct tactical support to key members of the Investments team throughout the transaction life cycle and be involved in all aspects of transaction due diligence.

Responsibilities:

• Engage in asset and transaction underwriting and due diligence, including related to pricing and valuation, legal structuring, regulatory, servicing, capital, accounting, and treasury.
• Utilizing excel and SQL to analyze data sets, model cash flows, and perform a wide variety of ad hoc technical analysis.
• Evaluating and documenting prospective investment opportunities.
• Conducting asset class and market research in support of investment theses.
• Managing deal-specific communication with external partners.
• Coordinate the efforts of internal business units (e.g., credit, legal, operations) and external parties (e.g., attorneys, valuation providers, servicers) to drive transactions to a close.
• Create detailed investment memoranda in support of investment theses for executive team review and transaction approval.

Qualifications:

• Must be seeking a hands-on role in a fast-paced, performance-driven environment.
• Minimum of 2 years of related experience (preferred);
• Strong quantitative, financial modeling, analytical, and problem-solving skills.
• Strong verbal and written communication skills with an ability to articulate complex concepts clearly and concisely to internal and external stakeholders.
• Is self-motivated and proactive;
• Is able to consistently produce a high volume of work output without sacrificing quality;
• Critical thinking, natural curiosity and creative problem solving skills;
• Has a flexible and resilient personality;
• Holds a bachelor’s degree (minimum);
• High level of proficiency in Excel required. Proficiency in Bloomberg, Microsoft SQL, and Intex preferred.
• In-office work at our Atlanta, GA headquarters required (4 days / week). Flexibility to travel preferred (1-2 times / month).

What the position offers:

• Opportunity for accelerated learning and career advancement;
• Meritocratic culture that rewards value-add;
• Ability to influence decision-making as a junior team member;
• Exposure to senior management;
• Partnership with leading financial institutions (investment banks, hedge funds, fintechs, etc.);
• Intellectually rigorous work environment;
• Collaborative and supportive community of colleagues.