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AMERISERV FINANCIAL BANK
Hagerstown, MD | Full Time
$53k-72k (estimate)
2 Days Ago
AMERISERV FINANCIAL BANK
Hagerstown, MD | Full Time
$53k-72k (estimate)
2 Days Ago
AMERISERV FINANCIAL
Hagerstown, MD | Full Time
$52k-71k (estimate)
3 Months Ago
Alexander Schmidt
Hagerstown, MD | Full Time
$67k-85k (estimate)
10 Months Ago
Mortgage Loan Originator
$53k-72k (estimate)
Full Time | Banking 2 Days Ago
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AMERISERV FINANCIAL BANK is Hiring a Mortgage Loan Originator Near Hagerstown, MD

Summary ObjectiveOriginate residential mortgage and home equity loans in support of department and organizational goals. Keep fully informed on mortgage related policies, procedures, and regulations along with industry trends and developments in the real estate market.
Essential Functions
  • Originate, develop, and complete residential mortgage and home equity loan applications at a time and location convenient to the borrower.
  • Follow up on all conditions in order to effectively meet contract deadlines, and lock expiration dates. Keep borrowers and all third parties aware of the status and progress of the loan.
  • Build varied sources of referrals, including but not limited to the following: realtors, builders, attorney, settlement companies, accountants, and other centers of influence. Build and maintain relationship with AmeriServ personnel (Retail, Commercial, Trust, etc.)
  • Participate in the execution of the Residential Mortgage Departmental Plan by assisting in meeting or exceeding all individual, department, and corporate production and budget goals. Support ownership interest of Bankers Settlement of Southwest PA, along with referrals to other divisions within AmeriServ.
  • Keep informed and abreast of current industry trends and developments in the real estate market along with mortgage related policies, procedures, and regulations.
  • Actively participate in civic, business, and other community related activities, which provide business development opportunities.
  • Pro-actively seek out opportunities that support the Bank in meeting its CRA responsibilities.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Supervisory ResponsibilityThis position has no supervision of employees.
Work EnvironmentThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.
Physical DemandsThe employee is frequently required to: 1) Type or otherwise work with fingers; 2) Talk expressing or exchanging ideas by means of the spoken word. Those activities in which they must convey detailed or important spoken instructions to other workers or clients accurately, loudly, or quickly; 3) Hearing – perceiving the nature of sounds at normal speaking levels with/without correction. Ability to receive detailed information through oral communication, and make the discriminations in sound. Operation of a motor vehicle and the ability to adapt to environmental weather conditions, as seasons change.
Sedentary work may require occasionally lifting of up to 10 pounds and/or move up to 25 pounds. This work involves sitting most of the time with walking and sitting.
Specific vision abilities required by this job include: 1) viewing a computer monitor; 2) extensive reading.
TravelExtensive travel is expected for this position.
Competencies
  • Communication Proficiency
  • Interpersonal Skills
  • Driving Motor Vehicle
  • Customer/Client Focus
  • Deadline Driven
  • Ethical Conduct
REQUIRED EDUCATION And EXPERIENCEMinimum High School graduate with related experience in mortgage lending with a minimum of three (3) years combined experience in residential mortgage loan originations, loan processing, underwriting, secondary marketing, real estate sales, leasing, commercial lending, or consumer lending is preferred. Must have strong business development skills.

Job Summary

JOB TYPE

Full Time

INDUSTRY

Banking

SALARY

$53k-72k (estimate)

POST DATE

06/02/2024

EXPIRATION DATE

06/20/2024

WEBSITE

ameriserv.com

HEADQUARTERS

EBENSBURG, PA

SIZE

200 - 500

FOUNDED

1901

CEO

DIANE LITZINGER

REVENUE

$50M - $200M

INDUSTRY

Banking

Related Companies
About AMERISERV FINANCIAL BANK

AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. MEMBER FDIC, EQUAL HOUSING LENDER Never share your personal confidential information publicly on LinkedIn.

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The job skills required for Mortgage Loan Originator include Mortgage Loans, Underwriting, Loan Origination, Mortgage Lending, etc. Having related job skills and expertise will give you an advantage when applying to be a Mortgage Loan Originator. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Mortgage Loan Originator. Select any job title you are interested in and start to search job requirements.

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The following is the career advancement route for Mortgage Loan Originator positions, which can be used as a reference in future career path planning. As a Mortgage Loan Originator, it can be promoted into senior positions as a Mortgage Loan Officer III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Mortgage Loan Originator. You can explore the career advancement for a Mortgage Loan Originator below and select your interested title to get hiring information.

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If you are interested in becoming a Mortgage Loan Originator, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Mortgage Loan Originator for your reference.

Step 1: Understand the job description and responsibilities of an Accountant.

Quotes from people on Mortgage Loan Originator job description and responsibilities

Mortgage loan officers also collect and verify all required financial documentation from applicants.

02/28/2022: Santa Rosa, CA

This person helps the home buyer or refinancer choose a loan, and understand all the rates and terms associated.

12/28/2021: Bremerton, WA

Experienced originators learn the field and know how the system works.

01/24/2022: High Point, NC

Good mortgage loan originators will go out of their way to make sure that their clients understand what the mortgage process entails, especially first-time home buyers.

02/14/2022: Paramus, NJ

As a mortgage loan originator, Alter will be responsible for originating mortgage purchases, refinances and home equity loans.

01/21/2022: Carson City, NV

Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.

Career tips from people on Mortgage Loan Originator jobs

Good loan originators typically work hard to develop new business opportunities whenever possible.

02/25/2022: Vineland, NJ

Monitor the application process.

02/15/2022: Greenville, MS

Loan Officers Genuinely Help People.

02/09/2022: Saginaw, MI

Three to five years experience as a Real Estate Loan Originator.

02/09/2022: Lebanon, PA

Employers typically prefer those possessing the following skills – a strong understanding of state and federal laws, ability to check the accuracy of the applications; good knowledge of accounting and finance, a solid understanding of how sales pipelines

01/27/2022: Idaho Falls, ID

Step 3: View the best colleges and universities for Mortgage Loan Originator.

Florida Southern College
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Canisius College