Job Details

Job Location 4180 Greenville NC - Greenville, NCPosition Type Full TimeEducation Level High SchoolTravel Percentage Road WarriorJob Category Sales

Description

AnnieMac Home Mortgage is looking to hire a Full Time Team Mortgage Loan Originator to partner with a veteran Branch Manager while continuing to grow their own book of business.

Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator Team Partner include, but are not limited to, the following :

Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business.

Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.

• Nurture existing and develop new relationships with referral partners, such as realtors, to generate more customers.
• Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
• Create a framework for engaging with the existing leads and past client database under the purview of the Branch Manager.
• Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
• Take information from the borrower and fill out the loan application.
• Develop relationships with referral partners such as realtors to generate new customers.
• Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
• Order legal documents.
• Review HUDS prior to closing.

Qualifications

• Must have appropriate state license or certificate (varies by state).
• Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
• Must be familiar with local, state and national laws zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
• Must have excellent communication skills and the ability to analyze financial information.
• Must be a sales-oriented self-starter.

Work Environment / Physical Demands : Travel is required 80% of the time.

AnnieMac Home Mortgage is an Equal Opportunity Employer

Last updated : 2024-04-24