The Mortgage Banker proactively solicits new consumer mortgage business and originates a high-quality loan for the Banks portfolio that meets both compliance standards and established production goals. Compensation will be a salary plus commissions based on funded loans.

Mortgage Bankers reflect the corporate values and ethics of WaFd Bank and exhibits leadership in the following areas: sales effectiveness and a focus on production; marketing WaFd Bank in the broader community; providing a high quality customer experience; building and maintaining productive relationships within WaFd, with new and existing clients, Realtors, builders, brokers and title companies; registering and maintaining active status with the Nationwide Mortgage Licensing System and Registry (NMLSR); and originating mortgage loans within the assigned geographic area. Wafd Bank is proud of the high value that we all place on simply being kind when serving our co-workers and Wafd Bank clients.

Key Functions:

1. Creates a client-focused and employee-friendly environment that fosters communication and teamwork by providing exemplary service and experience, including managing direct reports to maintain efficient, high-quality performance.
2. Originates consumer residential mortgage Loans and maintains the integrity of Wafd Banks interests in all lending activities.
   • Originates loans by completing loan applications interviews with prospective clients and discussing loan options to best meet clients needs.
   • Collects, documents and analyzes financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan request.
   • Complies with laws, rules and regulations, avoiding any real or perceived conflicts of interest.
   • Applies proper pricing and mitigates risk with additional pricing when appropriate.
   • Maintains a portfolio of industry contacts that consistently contribute to the overall monthly production of the Division and meets the expectations set by Management.
   • Develops and maintains close working relationship with assigned branches to develop and build deposit relationships with new mortgage clients.
   • Refers any commercial, small business, deposit and HELOC business to assigned network of branches or as appropriate within the Bank.
   • Performs property inspections as neede
   • Other duties deemed necessary in order to deliver products or services in a quality client experience to the prospect, current client, and other Bank colleagues.
3. Build cross referral business with Retail, Commercial and Community Banking group.
   • Proactively works with Retail branch colleagues to deepen client relationships and acquire personal deposits and primary transaction accounts to meet specific expectations.
   • Share lists of area builders with commercial peers for promotion of the Banks All-in-One and spec construction products and may be assigned to originate Small Builder Loans.
   • Promote mortgage loans for buyers of the group builders spec homes via the Banks Builder Special program.
4. Promotes Wafd Bank within the community.
   • Proactively seeks new business relationships.
   • Maintains current information regarding competitors fees, and pricing.
   • Uses competitor information to promote the advantages of WaFd Bank products to prospective clients.
5. Other duties assigned.