What are the responsibilities and job description for the Liability Adjuster position at Windward Risk Managers?
Description
Position Summary:
The liability adjuster position is responsible for investigating and evaluating all liability claims made for any Florida Peninsula or Edison homeowners insurance policy.
Essential Functions
Required Education and Experience:
Candidates must be authorized to work for any employer in the U.S. without requiring visa sponsorship now or in the future.
WRM is committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or veteran status. We take affirmative action to ensure that all employment decisions are based on merit, qualifications, and abilities.
Notice to Third Party Agencies: WRM does not accept unsolicited resumes from third party recruiting firms. Absent a signed Service Agreement by WRM’s Human Resources Department, WRM reserves the right to pursue and hire these candidates without financial obligation to recruiters or agencies.
Position Summary:
The liability adjuster position is responsible for investigating and evaluating all liability claims made for any Florida Peninsula or Edison homeowners insurance policy.
Essential Functions
- Communicate and interact with a variety of individuals to ensure the timely resolution of liability claims including, but not limited to policyholders, claimants, attorneys, public officials, subrogation targets and experts.
- Conduct field and phone investigations.
- Accurately determine liability, loss cause and origin, damages and potential fraud on claims varying from simple to complex.
- Interpret, assimilate, and execute claims handling directions.
- Verify, interpret, and resolve complex liability coverage questions and recommend policy coverage, denials and/or partial denials of policy coverage.
- Evaluate and determine bodily injury claim values.
- Develop and/or refute theories of negligence.
- Identify and pursue subrogation targets.
- Write clear and concise reports and letters.
- Coordinate with managers and executives as needed.
- Effectively manage a case load.
- Negotiate loss settlements within the authority ranges approved by FPI management.
Required Education and Experience:
- Must currently hold and maintain a Florida 620 Adjuster’s License
- Ten years or more of adjusting experience to include liability claims adjusting
- Exceptional communication skills both written and verbal
- Strong organizational and time management skills
- Experience with MS Office including Outlook, Excel, Word, and Teams
- Estimating skills
Candidates must be authorized to work for any employer in the U.S. without requiring visa sponsorship now or in the future.
WRM is committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or veteran status. We take affirmative action to ensure that all employment decisions are based on merit, qualifications, and abilities.
Notice to Third Party Agencies: WRM does not accept unsolicited resumes from third party recruiting firms. Absent a signed Service Agreement by WRM’s Human Resources Department, WRM reserves the right to pursue and hire these candidates without financial obligation to recruiters or agencies.