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Commercial Underwriter

WCF Insurance
Englewood, CO Full Time
POSTED ON 4/24/2026
AVAILABLE BEFORE 5/7/2026

Position

WCF Insurance, an "A" rated carrier growing throughout the western states, has an immediate opening for a Commercial Underwriter on the Small Business team in the Denver, CO area. This full-time, exempt position reports to the Director of Underwriting and offers the opportunity for hybrid work (Tuesday through Thursday in-office). We are looking for someone who embodies WCF's core values: doing the right thing, being great at your job, and helping others succeed.


Responsibilities

An underwriter applies quantitative and qualitative analysis along with sound underwriting principals to evaluate new and renewal account risks. The incumbent manages a book of business for growth, profitability, and retention. The underwriter initiates and handles agent relationships through service calls and occasional in-person visits. The person in this position provides a thorough, documented risk analysis on new and renewal accounts leading to a recommendation on coverage terms and premium.


Qualifications

  • At least three years commercial underwriting experience in all business lines
  • Working knowledge of NCCI and state bureau manuals, rules and classifications.
  • Experience with loss sensitive rating programs.
  • CPCU, ARM, CIC or similar certifications preferred.
  • Expert skills in Microsoft Office Suite, excel experience required.
  • Excellent communication and influencing skills, verbal and written.
  • Excellent critical thinking, problem solving, analytical skills.
  • Bachelor's degree in finance, marketing, business, or equivalent experience preferred.

We open to considering candidates for an Underwriter or Senior Underwriter depending on experience. Must have 5 years of related experience for the senior level. WCF Insurance offers an extensive compensation package. Benefits include Medical, Dental, and Vision insurance, company paid life insurance, 401K with a Generous 6% employer match and additional benefits such as an Employee Assistance Program and time off to volunteer. All employees earn 4 weeks of vacation their first year. Expected salary for the underwriting level position is $76,000 to $95,000 and $88,000 to $110,000 for the Senior Underwriter level depending on experience, certifications, and education.


OUR PEOPLE

WCF strives to provide an excellent work experience and cultivate an inclusive environment where anyone who embodies our values will thrive.


WCF INSURANCE IS AN EQUAL OPPORTUNITY EMPLOYER

WCF Insurance provies equal employment opportunity to all qualified applicants and employees regardless of race, color, religion, sex, age, national origin, veteran status, disability that can be reasonably accommodated, or any other basis prohibited by federal, state, or local law.

Salary : $76,000 - $110,000

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