Licensed Mortgage Loan Originator

Job Summary

Join our dynamic team as a Licensed Mortgage Loan Originator, where you will play a pivotal role in guiding clients through the mortgage process with enthusiasm and expertise. This position combines a steady salary with commission opportunities, empowering you to build a rewarding career in financial services. You will leverage your knowledge of loan origination, customer service, and sales to help clients secure the best mortgage solutions while ensuring compliance with industry regulations. Your proactive approach and negotiation skills will drive success in a fast-paced, client-focused environment.

Duties

• Assist clients in understanding mortgage options, including FNMA (Fannie Mae) guidelines and loan programs, to facilitate informed decision-making.
• Originate mortgage loans by gathering financial information, conducting credit analysis, and performing initial loan processing steps.
• Conduct thorough negotiations with clients to secure favorable terms while adhering to Fair Housing regulations and TILA (Truth in Lending Act) requirements.
• Collaborate with underwriters, escrow officers, and mortgage servicing teams to ensure smooth loan approval and closing processes.
• Utilize mortgage software such as Quicken or other financial software to input data accurately and manage loan pipelines efficiently.
• Perform basic math calculations and credit analysis to assess borrower eligibility and risk levels.
• Maintain compliance with all banking, mortgage servicing, and financial services regulations, including contracts and escrow procedures.
  
  

Experience

• Proven experience as a Loan Officer or Mortgage Loan Originator within the financial services or banking industry.
• Strong background in financial sales, negotiation, and customer service with a focus on loan origination processes.
• Familiarity with FNMA guidelines, underwriting procedures, and mortgage servicing operations.
• Proficiency in mortgage-specific software such as Quicken or comparable financial software; experience with accounting software is a plus.
• Knowledge of TILA regulations, Fair Housing laws, and basic math skills necessary for credit analysis and contract review.
• Demonstrated ability to handle loan processing tasks efficiently while maintaining high standards of accuracy and compliance.
• Excellent communication skills to effectively explain complex financial concepts to clients and team members alike. Join us in making homeownership dreams come true! We're committed to fostering an energetic environment where your skills in financial sales, negotiation, and customer service can truly shine. If you're passionate about helping clients navigate the mortgage landscape while adhering to industry standards, we want to hear from you!
  
  

Benefits

• Flexible schedule
• Health insurance
• Opportunities for advancement
• Paid time off
• Professional development assistance
• Referral program
  
  

Work Location: In person