What are the responsibilities and job description for the Junior Underwriter - Up to $20,000 in Potential Incentives position at UWM?
THE GIG
United Wholesale Mortgage (UWM) is America’s #1 mortgage lender and we’re looking to fill an immediate need for underwriters.
Must-Knows
- This is an 8-hour shift, Monday–Friday
- This position requires 100% full-time, on-site attendance located in Pontiac, MI
- This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future
WHAT YOU WILL BE DOING
- Collect, review and examine an applicant’s financial history and records
- Perform risk assessment reports
- Analyze client’s financial statements and identify effective alternatives to application
- Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
- Keep up with changes and adaptations as they occur
- Provide elite service to internal and external clients
- Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners
- Manage multiple priorities while building rapport with clients
WHAT WE NEED FROM YOU
- Completed 2 or 4-year college degree
- Complex rationale and problem-solving skills
- Computer literacy in Microsoft Word, Excel, Outlook and other internet resources
- Excellent written and verbal communication skills
- Willingness to learn and be coached
- Adaptable to a flexible, fast-changing industry
- Self-motivated with a strong work ethic
- Ability to take accountability for actions
- Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)
THE PLACE & THE PERKS
United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry.
We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
- Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions)
- Paid time off (PTO)
- Medical, dental and vision insurance
- Disability and life insurance
- 401(k) with employer match
- Paid training and career development
- Paid holidays
- Referral bonuses
- Flexible start time
- Maternity and paternity leave
DISCLAIMER
*Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting “Apply for this job online” you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.