What are the responsibilities and job description for the Loan Servicing Analyst I, II or III position at Tri Counties Bank?
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The hiring range for this opportunity is $22.00 to $28.00 per hour along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.
POSITION SUMMARY: Loan Servicing Analyst I
The Loan Servicing Analyst I will process exception loan payments and executes loan functions assigned by the department supervisor or other more senior personnel. The functions include generating simple loan payoffs, generating loan amortization schedules, processing loan payments, executing core system entries, working time sensitive reports, all to support branch and department personnel. The Loan Servicing Analyst I may execute payments and other adjustments as necessary so that the department entries balance daily.
POSITION SUMMARY: Loan Servicing Analyst II
The Loan Servicing Analyst II will research and processes exception loan payments and execute loan functions with support from senior personnel and department supervisors as needed. The Loan Servicing Analyst II processes functions that include but are not limited to exception loan payments, loan payoffs (including partial payoffs and partial collateral release involving lot adjustments/splits), loan amortization issues, variable rate changes, time sensitive reports, system entries and adjustments that are beyond branch/department skillset or authority, all to support branch and department personnel. The Loan Servicing Analyst II may review disputes for adjustments and process after review with senior personnel. The Analyst may also review and process escrow transactions and general ledger certifications.
POSITION SUMMARY: Loan Servicing Analyst III
The Loan Servicing Analyst III collaboratively and with senior personnel and department supervisors, processes complex and technical loan issues and functions that include but are not limited to exception loan payments, loan payoffs (including partial payoffs and partial collateral release involving lot adjustments/splits), loan amortization issues, variable rate changes, core system reconciliation, audits, exams, and time sensitive reports, all to support branch and department personnel. Independently researches and solves problems relating to such payments. The Loan Servicing Analyst III may process dispute adjustments, engage in Secondary Market activity, escrow transactions and general ledger certifications.
MAJOR RESPONSIBILITIES: Loan Servicing Analyst I
Tri Counties Bank is dedicated to providing exceptional service for individuals and businesses throughout California with more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide.
As California's Local Bank, Tri Counties Bank prioritizes serving clients with local bankers and local decision-making, backed by corporate philanthropy, community engagement, employee volunteerism and investments. Recognized by various publications as among the Top Workplaces and Best Banks, Tri Counties Bank recruits and retains diverse and talented team members.
Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Age/Disability/Veteran.
Careers-TCB-Notice-of-Collection.pdf
The hiring range for this opportunity is $22.00 to $28.00 per hour along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.
POSITION SUMMARY: Loan Servicing Analyst I
The Loan Servicing Analyst I will process exception loan payments and executes loan functions assigned by the department supervisor or other more senior personnel. The functions include generating simple loan payoffs, generating loan amortization schedules, processing loan payments, executing core system entries, working time sensitive reports, all to support branch and department personnel. The Loan Servicing Analyst I may execute payments and other adjustments as necessary so that the department entries balance daily.
POSITION SUMMARY: Loan Servicing Analyst II
The Loan Servicing Analyst II will research and processes exception loan payments and execute loan functions with support from senior personnel and department supervisors as needed. The Loan Servicing Analyst II processes functions that include but are not limited to exception loan payments, loan payoffs (including partial payoffs and partial collateral release involving lot adjustments/splits), loan amortization issues, variable rate changes, time sensitive reports, system entries and adjustments that are beyond branch/department skillset or authority, all to support branch and department personnel. The Loan Servicing Analyst II may review disputes for adjustments and process after review with senior personnel. The Analyst may also review and process escrow transactions and general ledger certifications.
POSITION SUMMARY: Loan Servicing Analyst III
The Loan Servicing Analyst III collaboratively and with senior personnel and department supervisors, processes complex and technical loan issues and functions that include but are not limited to exception loan payments, loan payoffs (including partial payoffs and partial collateral release involving lot adjustments/splits), loan amortization issues, variable rate changes, core system reconciliation, audits, exams, and time sensitive reports, all to support branch and department personnel. Independently researches and solves problems relating to such payments. The Loan Servicing Analyst III may process dispute adjustments, engage in Secondary Market activity, escrow transactions and general ledger certifications.
MAJOR RESPONSIBILITIES: Loan Servicing Analyst I
- Assists department and other business units and branch personnel with loan related matters that may exist after boarding.
- Maintain adherence to established operational procedures from other departments, providing ongoing monitoring for accuracy.
- Follow operational programs/procedures/job aids as assigned.
- Identify payment issues and correct as instructed by senior personnel.
- Generate simple payoff demand requests on consumer loans.
- Investigate out of balance conditions and payment errors.
- With guidance from more senior personnel, resolve discrepancies between Promissory Note and core system
- Process various daily Signature queries & Nautilus reports that are time sensitive, including but not limited to: Matured Loan query, Automatic Loan Payment Exception Journal.
- Provide data to senior management for audit and exam campaigns.
- Process approved disbursement requests from Construction Lending group.
- As instructed, process incoming wires for loan related activity. Execute outgoing wires as instructed.
- Assists department and other business units and branch personnel with loan related matters that may exist after boarding
- Maintain adherence to established operational procedures from other departments, providing ongoing monitoring for accuracy.
- Follow operational programs/procedures/job aids as assigned. May be tasked with updating.
- Participate in ongoing product/system implementation as needed/assigned.
- Along with Senior personnel, review loan structure upon boarding to ensure accuracy of setup, billing, and payment posting hierarchy.
- Execute adjusting payment entries as instructed.
- Coordinate more complex payoff calculations on consumer and some business/commercial loans.
- Provide assistance to internal business units for out of balance conditions and payment errors.
- Collaborating with appropriate business units as needed, resolve discrepancies between Promissory Note and core system
- Process various daily Signature queries & Nautilus reports that are time sensitive, including but not limited to: Matured Loan query, Automatic Loan Payment Exception Journal.
- Provide data and responses to audit and exam campaigns.
- Assist in performing loan callback to ensure accuracy
- Review, approve, and process disbursement requests.
- Validate and process incoming wires for loan related activity. Execute outgoing wires as necessary
- Assists department and other business units and branch personnel with loan related matters that may exist after boarding
- Maintain adherence to established operational procedures from other departments, providing ongoing monitoring for accuracy.
- Maintain, operational programs/procedures/job aids as assigned.
- Serve as project team member for ongoing product/system implementation.
- Review loan structure upon boarding to ensure accuracy of setup, billing, and payment posting hierarchy.
- Research payment issues for accuracy, clarity and correction as needed.
- Coordinate Payoff calculations within acceptable timeline standards by reviewing and interpreting promissory note and/or Credit Admin instruction.
- Provide subject matter expertise to internal business units for out of balance conditions and payment errors
- Collaborating with appropriate business units as needed, resolve discrepancies between Promissory Note and core system
- Process various daily Signature queries & Nautilus reports that are time sensitive, including but not limited to: Matured Loan query, Automatic Loan Payment Exception Journal.
- Provide data and responses to audit and exam campaigns.
- Perform automated payment callback to ensure accuracy
- Review, approve, and process disbursement requests.
- Validate and process incoming wires for loan related activity. Execute outgoing wires as necessary
- 4 year degree or high school diploma and equivalent work experience
- Able to organize and handle multiple tasks
- Excellent verbal and written communication skills.
- Proficient MS Office Skills in Word/Excel/PowerPoint.
- 4 year degree or high school diploma and equivalent work experience
- 2-3 years’ experience servicing loans or equivalent work experience. Proficient in most facets of the job responsibilities with a working knowledge and understanding of loan servicing. Ability to work and solve problems independently following Tri Counties Bank policies and procedures.
- Exceptional organizational skills to accommodate multiple areas.
- Excellent verbal and written communication skills.
- Proficient MS Office Skills in Word/Excel/PowerPoint.
- 4 year degree or high school diploma and equivalent work experience
- 3-4 years’ experience servicing loans or equivalent work experience. Complete proficiency in all facets of the job responsibilities with a thorough understanding of loan servicing procedures and Bank programs/products/guidelines.
- Exceptional organizational skills to accommodate multiple areas.
- Excellent verbal and written communication skills.
- Proficient MS Office Skills in Word/Excel/PowerPoint.
- May be required to lift up to 25 pounds.
- Full job descriptions available upon request.
Tri Counties Bank is dedicated to providing exceptional service for individuals and businesses throughout California with more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide.
As California's Local Bank, Tri Counties Bank prioritizes serving clients with local bankers and local decision-making, backed by corporate philanthropy, community engagement, employee volunteerism and investments. Recognized by various publications as among the Top Workplaces and Best Banks, Tri Counties Bank recruits and retains diverse and talented team members.
Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Age/Disability/Veteran.
Careers-TCB-Notice-of-Collection.pdf
Salary : $22 - $28